Depends on individual lo. Some with the bravery of Rambo some are not. Malaysia is not safe. I rather be safe than sorry. After all these are my hard earned money.

Home safety box is not safe. Hahah

Going down below 1300/oz

The price is going aggressively down south. Like 1 min down 1/oz

I think buying physical gold is still the best. U will have more choice to whom u sell it to.

Maybank buy back price is rm131.59. So if u sell now, u r earning rm2.59/gram. If I were u, I will keep a bit longer. Sell it at higher price and stay away from paper gold. Instead, buy physical. It was rm140/gram 2 weeks ago and if u sell at that time, U could've earn more then.. Anyway, this is just my2cent. Follow ur own strategy.

U should be happy if it drop till 120/110. Buy as many as u can afford. Lower down ur average and sell at 13x/gram. But I don't think it will go down to 120/110 la. Most is 12x/gram. U r lucky that ur cost is 129/g. My average is 145/g, so I'll be very happy if it really goes down to 120/110. I'm going all in to reduce my average price. I'm now waiting to sell off everything and buy physical instead.

U won't lose if u don't sell. I will buy more when it goes down to lower my average. Then sell once it goes up and make some profit

Spread is lower yes. But MGIA is more convenient to me. How big is 1g of gold? I'm sure u can find someplace to keep in ur house. Unless u r talking about 1kg gold bar. Physical is better coz u can sell to whoever u want without worrying about spread. I can sell to investors at spot price. I see it this way, banks can increase their spread anytime they want in order to discourage u to sell when spot price is high. They can make any rules they want.

No one knows when is the lowest price. The best is u just buy based on ur holding power and follow ur own strategy. One thing for sure is do not loan money to invest. Coz u won't know when u will be getting ur money back.

There's no definite answer to that. Do more reading and research urself. Don't just listen to what ppl say. No one in the world knows what is going to happen.

RM138/g is ok la... it's hard to tell whether is it a good time to buy or not. but as far as i observe since aug last year, this is not the highest price nor the lowest.. prices had been to as high as 149/g and as low as 129/g. so it's up to u to decide ur gameplan.

This post has been edited by hey_there: Apr 25 2014, 02:55 PM

No. But must buy min 1g in a year if I'm not mistaken

Gold's price is at low now. So not a good idea to sell now. Yes, Money in FD or UT will grow but so do inflation. Depends on the interest that u earn from FD or UT will be larger than inflation or not. How much gold will rise in 10 years time? Which can fight inflation? Gold or ur money (from selling ur gold now) + interest? U do ur own calculation.

U pay more premiums for coins...both with pros and cons.

Buy low sell high = profit. Sell lower than purchase price = lose.