Many factors:

1. Money. They are not going to use their car for long, hence RV is important. Since they know they are going to sell their car in a few years, it is a CONFIRMED big 'savings'.

2. Cars tend to breaks down in Malaysia shitty road. Drive a skyline in Japan, absorbers good for many years. Take the skyline back to Malaysia, all 4 absorbers need to chance in less than 2 years (4k satu batang). Nobody keeps the absorber as stock in Malaysia, need wait 1 week for stock. This is about money + convenience.

3. Chances of fatal accident is very very low. Whereas chances for minor accident (scratch, bump other cars during parking, scratch door) is very common especially among young drivers. Hence buying a car with cheap spare parts almost guaranteed some 'savings' as all these minor accidents might required you to change some parts. Why pay more for something that has the probability of >1% (fatal accident) to happen when you can SAVE for something that will happen at the probability of say...50%? (minor accident)

4. Malaysians usually prepare for something they foresee. Since fatal accident is very rare and "die" is a almost a taboo word, they would sometimes place more importance on other factor. As long as the car have some safety features, then it is fine. Don't need to have 6 airbags. 2 airbags are enough.

*All those numbers are just my imaginary guess works to show my point. It's not a statistic but it makes my point clearer.

Life insurance = covered many things ma, not only accident fatal accident on the road.
Personal accident insurance = it is aim for coverage during accident. But is not only covered for fatal accident ma. Normal minor accidents also covered

Haha, I get your point. You voice out that you cannot comprehend why people disregard safety when buying a car. I'm just telling you to main reasons, doesn't mean I have the same thinking.

Hmm....what i mean is, yes, even though safety features of a car provide a safety net to prepare for untoward things and to minimize the loss/suffering, some people just doesn't find it "profitable" to invest on something that is so expensive just to have a safety net for fatal accident and for something that is so unlikely to happen. However keep in mind that to most people, some safety features is enough to them, instead of a full fledged safety system.