V12 - Property prices discussion, For non "UUU" and "DDD" campers only...
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 Jul 18 2013, 05:20 PM
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#1
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Junior Member
90 posts Joined: Jul 2013 
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hi guys want to ask regarding loan offer
how you guys proceeed? submit to all bank then wait for the bank approval? if all bank approve decide which one to go for signing the offer right? how long does the bank offer letter valid? anyone can advice? how bout appeal case pity those banker need process the same thing |
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Aug 6 2013, 12:15 PM
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#2
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Junior Member
90 posts Joined: Jul 2013
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Ghost month coming
got ppl pantang dont buy new project on that month? and what reason you heard? |
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Aug 6 2013, 04:57 PM
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#3
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Junior Member
90 posts Joined: Jul 2013
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4500 unit already prebook
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Aug 7 2013, 10:37 AM
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#4
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Junior Member
90 posts Joined: Jul 2013
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heard loan submit on aug onwards will be tighter for approval
bnm have new ruling and the margin approve is stricter for 3rd prop onwards this to curp speculation This post has been edited by bababanana: Aug 7 2013, 11:24 AM |
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Aug 7 2013, 11:35 AM
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#5
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Junior Member
90 posts Joined: Jul 2013
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QUOTE(W.ROOK @ Aug 7 2013, 11:27 AM) Yeah I heard that too. i thought last 2 year already strictGuy in Banking told me that BNM has given directive all loan approval must be very stringent.  still not strict enough? i know alot holding more than 3 property still can loan for other extra property |
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Aug 7 2013, 11:20 PM
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#6
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Junior Member
90 posts Joined: Jul 2013
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QUOTE(greenstuff @ Aug 7 2013, 11:02 PM) Signed my Lo today with HSBC, hope it's not what banker told me. DSR has been standardized for all level of income. oh no no worry Hmm, good thing is not a cat a dog can buy, bad thing is developer still selling ceiling high lolGiven current situation, only those really qualified for loan can buy properties if this thing continues. No need many implementation, when everyone dry and cannot buy again, we shall see the changes, very soon. when msian all dry then it's time to invite foreigner come buy after all our prop still cheap compare with other region |
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Aug 8 2013, 01:24 AM
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#7
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Junior Member
90 posts Joined: Jul 2013
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QUOTE(cheraspeople @ Aug 7 2013, 05:01 PM) Damn. How strict they want somemore. Basket. Sigh, so difficult to own 10 properties already nowadays. Dream broken. next is raise interest raise |
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Aug 8 2013, 01:44 PM
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#8
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Junior Member
90 posts Joined: Jul 2013
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wonder any chinese pantang on buying house on ghost month?
sign snp consider ? what's why alot new project launching postponed to sept already This post has been edited by bababanana: Aug 8 2013, 01:44 PM |
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Aug 8 2013, 11:27 PM
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#9
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Junior Member
90 posts Joined: Jul 2013
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end at 4th sept
also a list there -no renovation work start -no move in new house this month but buy house no move in why cannot? or need choose a good date This post has been edited by bababanana: Aug 8 2013, 11:30 PM |
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Aug 10 2013, 12:35 AM
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#10
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Junior Member
90 posts Joined: Jul 2013
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QUOTE(icemanfx @ Aug 10 2013, 12:20 AM) These auntie and uncle only think of price will go up and up, and didn't expect their future buyers are buying now instead of subsell in a few years time. aiyo future buyer how to afford now?What is there to stop those who qualify to buy at subsell in a few years to buy now? no worry there's plenty of future buyer |
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Aug 11 2013, 09:14 PM
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#11
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Junior Member
90 posts Joined: Jul 2013
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hi anyone know if PBB loan approved how long duration is given before it lapse?
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