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> gaji 14k with this expenses ok or not?

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pisces88
post Jul 8 2013, 02:02 PM

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QUOTE(foolc @ Jul 8 2013, 12:59 PM)
so young

i am sure in 10 yrs time u will earn more than rm15k
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i hope so man rclxms.gif
TSfoolc
post Jul 8 2013, 08:23 PM

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QUOTE(ben3003 @ Jul 8 2013, 01:35 PM)
no need to be senior manager to earn 14k, any after graduate eng in O&G big house oledi earn near tat figure, mostly 28-30yr old.
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so common not only o n g sector

even consultants age 28 can get rm15k easily
depensd on co
not chinaman co



TSfoolc
post Jul 8 2013, 08:24 PM

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somemore all covered
medical, insurance, BONUS, car allowance, good makan
SmartGuy1990
post Jul 9 2013, 04:37 AM

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i wish i got that kind of salaries~
Davez89
post Jul 9 2013, 05:11 AM

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QUOTE(prophetjul @ Jul 5 2013, 09:01 AM)
there are some YOUNG BIG earners here!

I am 50 years young earnin 16K net

i don't own a car

AND i save only 3k p month..........whats wrong??????????
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spend too much on gold BARS brows.gif
Davez89
post Jul 9 2013, 05:33 AM

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user posted image

u took over ur bro's identity? rclxub.gif

This post has been edited by Davez89: Jul 9 2013, 05:41 AM
Beth79
post Jul 9 2013, 08:22 AM

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Really admire all of u who manage to save 30% of your salary a month. I can hardly manage 10%. Fixed expenses are so high. Even the amount I spend on vitamin supplements for me and my hubby adds up to 300 a month. That plus food (both work long hours so no time to cook), house loan, car loans, money for parents, hp bills, astro, internet, petrol, toll, apartment maintenance, insurance etc all cost an arm and a leg. And that is just the essentials.

Now looking for where to invest my small savings. Housing market too expensive, gold too volatile, share market too inexperience. Guess only avenue is unit trust.
IluvProton
post Jul 9 2013, 08:35 AM

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QUOTE(Beth79 @ Jul 9 2013, 03:22 AM)
Really admire all of u who manage to save 30% of your salary a month. I can hardly manage 10%. Fixed expenses are so high. Even the amount I spend on vitamin supplements for me and my hubby adds up to 300 a month. That plus food (both work long hours so no time to cook), house loan, car loans, money for parents, hp bills, astro, internet, petrol, toll, apartment maintenance, insurance etc all cost an arm and a leg. And that is just the essentials.

Now looking for where to invest my small savings. Housing market too expensive, gold too volatile,  share market too inexperience. Guess only avenue is unit trust.
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got children then more sked. need spend for them + need save more for their future use sweat.gif

i prefer commercial / industrial prop than housing coz ipoh........ ipoh house no use 1. doh.gif
TSfoolc
post Jul 9 2013, 09:27 AM

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QUOTE(Beth79 @ Jul 9 2013, 08:22 AM)
Really admire all of u who manage to save 30% of your salary a month. I can hardly manage 10%. Fixed expenses are so high. Even the amount I spend on vitamin supplements for me and my hubby adds up to 300 a month. That plus food (both work long hours so no time to cook), house loan, car loans, money for parents, hp bills, astro, internet, petrol, toll, apartment maintenance, insurance etc all cost an arm and a leg. And that is just the essentials.

Now looking for where to invest my small savings. Housing market too expensive, gold too volatile,  share market too inexperience. Guess only avenue is unit trust.
*
its not easy

even with salary rm14k, the take home salary is slightly above rm10k only. what can be done with rm10k after deduction expenses n house loans?

i can only save due to not changing my iswara sports turbo to a new car. maintenance is cheap and no need pay any car loan or high cut throat SC charges.

if i buy a new car like vios, will have to struggle again and cannot save much. so i rather save the money now


pigrabbit
post Jul 9 2013, 09:54 AM

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QUOTE(foolc @ Jul 4 2013, 02:05 PM)
actually if plus bonus all, its about rm7k saving i can make per month

think wan buy another property but dont want tie up with so many loan.

so i just dump money in existing property reduce interest. unless got new amanah saham cina launched

new car also dun wan since i drive only nearby in penang island. from bayan baru to intel.

car is a liability and i no intersted fancy car
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so, you are Intel/tard la...
IluvProton
post Jul 9 2013, 10:03 AM

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QUOTE(pigrabbit @ Jul 9 2013, 04:54 AM)
so, you are Intel/tard la...
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inhell? summoning FANTASY1989


fantasy1989
post Jul 9 2013, 10:05 AM

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QUOTE(IluvProton @ Jul 9 2013, 10:03 AM)
inhell? summoning FANTASY1989
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lazy to read ..apa cerita?
IluvProton
post Jul 9 2013, 10:07 AM

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QUOTE(fantasy1989 @ Jul 9 2013, 05:05 AM)
lazy to read ..apa cerita?
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he guessing foolc from inhell brows.gif
fantasy1989
post Jul 9 2013, 10:08 AM

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QUOTE(IluvProton @ Jul 9 2013, 10:07 AM)
he guessing foolc from inhell  brows.gif
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a lot /k ppl from intel 1 la ..that day i walk by ..saw few ppl scrolling /ktard thread
IluvProton
post Jul 9 2013, 10:11 AM

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QUOTE(fantasy1989 @ Jul 9 2013, 05:08 AM)
a lot /k ppl from intel 1 la ..that day i walk by ..saw few ppl scrolling /ktard thread
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korek ~ ayam just beside u now. stand up and look left brows.gif
fantasy1989
post Jul 9 2013, 10:12 AM

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QUOTE(IluvProton @ Jul 9 2013, 10:11 AM)
korek ~ ayam just beside u now. stand up and look left  brows.gif
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beside me is wall whistling.gif
Renekton
post Jul 9 2013, 10:14 AM

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TS Foolc work in what field? O&G? huh.gif
IluvProton
post Jul 9 2013, 10:14 AM

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QUOTE(fantasy1989 @ Jul 9 2013, 05:12 AM)
beside me is wall  whistling.gif
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oh ~ ops ~ i mean ur other side ~ brows.gif
fantasy1989
post Jul 9 2013, 10:15 AM

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QUOTE(IluvProton @ Jul 9 2013, 10:14 AM)
oh ~ ops ~ i mean ur other side ~  brows.gif
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cry.gif me foreveralone ..both side also is wall ..owai
azerroes
post Jul 9 2013, 10:17 AM

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QUOTE(IluvProton @ Jul 9 2013, 10:14 AM)
oh ~ ops ~ i mean ur other side ~  brows.gif
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prepare buttsek

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