QUOTE(foolc @ Jul 8 2013, 12:59 PM)
i hope so man
gaji 14k with this expenses ok or not?
gaji 14k with this expenses ok or not?
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Jul 8 2013, 02:02 PM
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3,971 posts Joined: Nov 2007 |
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Jul 8 2013, 08:23 PM
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152 posts Joined: Dec 2012 |
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Jul 8 2013, 08:24 PM
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152 posts Joined: Dec 2012 |
somemore all covered
medical, insurance, BONUS, car allowance, good makan |
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Jul 9 2013, 04:37 AM
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127 posts Joined: Jan 2013 |
i wish i got that kind of salaries~
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Jul 9 2013, 05:11 AM
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1,275 posts Joined: Nov 2007 |
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Jul 9 2013, 05:33 AM
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1,275 posts Joined: Nov 2007 |
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Jul 9 2013, 08:22 AM
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194 posts Joined: Sep 2010 From: Klang Valley |
Really admire all of u who manage to save 30% of your salary a month. I can hardly manage 10%. Fixed expenses are so high. Even the amount I spend on vitamin supplements for me and my hubby adds up to 300 a month. That plus food (both work long hours so no time to cook), house loan, car loans, money for parents, hp bills, astro, internet, petrol, toll, apartment maintenance, insurance etc all cost an arm and a leg. And that is just the essentials.
Now looking for where to invest my small savings. Housing market too expensive, gold too volatile, share market too inexperience. Guess only avenue is unit trust. |
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Jul 9 2013, 08:35 AM
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Junior Member
143 posts Joined: Jul 2009 |
QUOTE(Beth79 @ Jul 9 2013, 03:22 AM) Really admire all of u who manage to save 30% of your salary a month. I can hardly manage 10%. Fixed expenses are so high. Even the amount I spend on vitamin supplements for me and my hubby adds up to 300 a month. That plus food (both work long hours so no time to cook), house loan, car loans, money for parents, hp bills, astro, internet, petrol, toll, apartment maintenance, insurance etc all cost an arm and a leg. And that is just the essentials. got children then more sked. need spend for them + need save more for their future use Now looking for where to invest my small savings. Housing market too expensive, gold too volatile, share market too inexperience. Guess only avenue is unit trust. i prefer commercial / industrial prop than housing coz ipoh........ ipoh house no use 1. |
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Jul 9 2013, 09:27 AM
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152 posts Joined: Dec 2012 |
QUOTE(Beth79 @ Jul 9 2013, 08:22 AM) Really admire all of u who manage to save 30% of your salary a month. I can hardly manage 10%. Fixed expenses are so high. Even the amount I spend on vitamin supplements for me and my hubby adds up to 300 a month. That plus food (both work long hours so no time to cook), house loan, car loans, money for parents, hp bills, astro, internet, petrol, toll, apartment maintenance, insurance etc all cost an arm and a leg. And that is just the essentials. its not easyNow looking for where to invest my small savings. Housing market too expensive, gold too volatile, share market too inexperience. Guess only avenue is unit trust. even with salary rm14k, the take home salary is slightly above rm10k only. what can be done with rm10k after deduction expenses n house loans? i can only save due to not changing my iswara sports turbo to a new car. maintenance is cheap and no need pay any car loan or high cut throat SC charges. if i buy a new car like vios, will have to struggle again and cannot save much. so i rather save the money now |
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Jul 9 2013, 09:54 AM
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157 posts Joined: Jul 2011 |
QUOTE(foolc @ Jul 4 2013, 02:05 PM) actually if plus bonus all, its about rm7k saving i can make per month so, you are Intel/tard la...think wan buy another property but dont want tie up with so many loan. so i just dump money in existing property reduce interest. unless got new amanah saham cina launched new car also dun wan since i drive only nearby in penang island. from bayan baru to intel. car is a liability and i no intersted fancy car |
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Jul 9 2013, 10:03 AM
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143 posts Joined: Jul 2009 |
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Jul 9 2013, 10:05 AM
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4,707 posts Joined: May 2008 |
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Jul 9 2013, 10:07 AM
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Junior Member
143 posts Joined: Jul 2009 |
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Jul 9 2013, 10:08 AM
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4,707 posts Joined: May 2008 |
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Jul 9 2013, 10:11 AM
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143 posts Joined: Jul 2009 |
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Jul 9 2013, 10:12 AM
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4,707 posts Joined: May 2008 |
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Jul 9 2013, 10:14 AM
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589 posts Joined: Jan 2012 |
TS Foolc work in what field? O&G?
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Jul 9 2013, 10:14 AM
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143 posts Joined: Jul 2009 |
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Jul 9 2013, 10:15 AM
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4,707 posts Joined: May 2008 |
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Jul 9 2013, 10:17 AM
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1,105 posts Joined: Sep 2009 |
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