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> gaji 14k with this expenses ok or not?

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TSfoolc
post Jul 8 2013, 09:52 AM

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QUOTE(jackpro41 @ Jul 8 2013, 09:20 AM)
1 meal RM5
3 meals a day

30days a month
add RM50 for tax and service (dis is way too much)

u do the math

and what is startbuck?
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this kind of meal i eat when was way younger due to tight budget

now i prefer better meals
pisces88
post Jul 8 2013, 09:52 AM

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u're doing good TS, saving 40% of nett take home pay.

if earn money cannot spend, whats the point? save up alot so ur children no need work?

Pamper you and your wife with a spa every month, a trip every 6 months, nice food every sunday. brows.gif

jack~daniel
post Jul 8 2013, 09:53 AM

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TALK IS cheap
jackpro41
post Jul 8 2013, 09:54 AM

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QUOTE(foolc @ Jul 8 2013, 09:52 AM)
this kind of meal i eat when was way younger due to tight budget

now i prefer better meals
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rclxms.gif rclxms.gif
whistling.gif
TSfoolc
post Jul 8 2013, 09:55 AM

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QUOTE(pisces88 @ Jul 8 2013, 09:52 AM)
u're doing good TS, saving 40% of nett take home pay.

if earn money cannot spend, whats the point? save up alot so ur children no need work?

Pamper you and your wife with a spa every month, a trip every 6 months, nice food every sunday. brows.gif
*
trips yearly ok la

6 months is a bit over budget unless can pay of one prop

spa yes... every 2 months once

hopefully when i hit 40 in 5 yrs time with a good increment, can start spending the excess to enjoy life a bit.
pisces88
post Jul 8 2013, 09:59 AM

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QUOTE(foolc @ Jul 8 2013, 09:55 AM)
trips yearly ok la

6 months is a bit over budget unless can pay of one prop

spa yes... every 2 months once

hopefully when i hit 40 in 5 yrs time with a good increment, can start spending the excess to enjoy life a bit.
*
if your wife also working should be okay ma..

im doing 1 local trip and 1 overseas trip yearly ever since working biggrin.gif
TSfoolc
post Jul 8 2013, 10:00 AM

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overseas not cheap laa
can dump money into housing loan and reduce interest
pisces88
post Jul 8 2013, 10:03 AM

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QUOTE(foolc @ Jul 8 2013, 10:00 AM)
overseas not cheap laa
can dump money into housing loan and reduce interest
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aiyo start with ASEAN la.. go thai, viet, indon, myanmar.. then go aus and china, then europe biggrin.gif
TSfoolc
post Jul 8 2013, 10:05 AM

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indon als exp
check to pg-bali come to rm1300 for 2 person
TSfoolc
post Jul 8 2013, 10:07 AM

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QUOTE(pisces88 @ Jul 8 2013, 10:03 AM)
aiyo start with ASEAN la.. go thai, viet, indon, myanmar.. then go aus and china, then europe  biggrin.gif
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how old r u? u havent reached your stage yet

need save money for child education and future too
jernih
post Jul 8 2013, 10:31 AM

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QUOTE(foolc @ Jul 8 2013, 09:55 AM)
trips yearly ok la

6 months is a bit over budget unless can pay of one prop

spa yes... every 2 months once

hopefully when i hit 40 in 5 yrs time with a good increment, can start spending the excess to enjoy life a bit.
*
Wah! In 6 months from 4.5K to 14K. In 5 years your salary would be 9999999K!!
IluvProton
post Jul 8 2013, 10:38 AM

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QUOTE(jernih @ Jul 8 2013, 05:31 AM)
Wah! In 6 months from 4.5K to 14K. In 5 years your salary would be 9999999K!!
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tat y he say relaxing after 40 brows.gif
pisces88
post Jul 8 2013, 11:55 AM

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QUOTE(foolc @ Jul 8 2013, 10:07 AM)
how old r u? u havent reached your stage yet

need save money for child education and future too
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yala coz i dont have my own family yet.. 25 this year.. biggrin.gif
TSfoolc
post Jul 8 2013, 12:59 PM

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QUOTE(pisces88 @ Jul 8 2013, 11:55 AM)
yala coz i dont have my own family yet.. 25 this year..  biggrin.gif
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so young

i am sure in 10 yrs time u will earn more than rm15k


junsyern
post Jul 8 2013, 01:02 PM

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QUOTE(foolc @ Jul 8 2013, 08:01 AM)
hyyp tv got what program? like astro? can it be connected to plasma tv?
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it comes altogether with wifi modem, wireless hp set, controller and channel changer lo, of course you have to subscribe channel if you want. The tv programs are not sufficient as astro
csjohson
post Jul 8 2013, 01:09 PM

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TS really earn 14k per month not?
adyze
post Jul 8 2013, 01:15 PM

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hi friend.........you do very good investment..... rclxms.gif rclxms.gif rclxms.gif rclxms.gif rclxms.gif well done

why not you try investment with forex trade online for more profit (short term) or why not you take loan ASB for 200k (long term)???

anyway you are great person icon_rolleyes.gif icon_rolleyes.gif icon_rolleyes.gif icon_rolleyes.gif icon_rolleyes.gif


BarnabasCollins
post Jul 8 2013, 01:26 PM

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14k per month & still owning a Proton Saga magma?
Ziax
post Jul 8 2013, 01:32 PM

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QUOTE(foolc @ Jul 4 2013, 01:49 PM)
trying to reduce other expnses but cannot
like astro rm160 pm
streamyc rm130 pm

hp rm150 pm

electric rm150pm

those cant reduce
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u can try openbox/ other internet tv service..cheaper.
ben3003
post Jul 8 2013, 01:35 PM

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QUOTE(Quick` @ Jul 4 2013, 01:50 PM)
waa gaji 14k, boss u senior manager at kroni bhd ah?
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no need to be senior manager to earn 14k, any after graduate eng in O&G big house oledi earn near tat figure, mostly 28-30yr old.

This post has been edited by ben3003: Jul 8 2013, 01:35 PM

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