So means i cannot pay for one particular property, i just default my payment and let bank do the lelong for me? If lelong  sell above my buying price then i still get back the +ve cash? At the same time my other property all untouched?  Mcm ni not bad at all wat, i no need to hire agent to sell off my unit, just leave my unit for bank to do the selling for me. Looks like more pro than cons. Only downside is ccris is focked up only right?