Good. I plan to go Singapore end of the year, and then from there go Batam... or is it Bertam is different place? The one I meantion is nearby Singapore

I also interested to open a bank a/c there if the interest is that good.
Any suggested bank? 

Maybe can see if got Maybank there or not. Then open in Maybank and link from the Maybank account here.

We are talking about FD right? Cannot be so different between the banks ma.

Why need go so far? We also have "Little Hatyai" right in the middle of Klang Valley nowadays

Maybank consider big banks?  

Then you must be a good and experienced golfer?   

Hitting hole in one... 

whats the further for our CI in recent few weeks?

down or up......really dun know

felixmask, sudah Carlsberg?

I sedang beratur on 14.80

if 12.00 I pick 30 lot

Hard to resist China/HK stocks getting cheaper and cheaper as compare with Bursa's stubborn sidelines. 
Today shot my first batch of Tongda, catching another falling knife. 
Giordano and Stelux falling knife turns out pretty ok so far. 

Carlsberg: no growth, unattractive yields.

Chart:

The above chart is saying a lot about Carlsberg.
Can you listen to what it is saying?
Can someone explain how is possible that 14.50 be considered as a support?

Ada tipsy mah? 

Not scare. The basic principle is, competition is healthy to keep the winners and dismiss the losers. After this consolidation period, winners become stronger as they makan losers territory. So the million dollar question is how to pick potential winners. 
The stocks I have been monitoring had corrected about 18-25%. I'm willing to average down for another 20%. That would mean they fall 40-50%. I don't think China economy can slow down 50%. 

CFA Institute: How effective were the PBOC’s recent actions at curtailing so-called “shadow lending” in China?

Fraser Howie: It is far too early to know if its actions have been effective in the long term. The PBOC has been very effective at shocking and disrupting the market, and it has left many wondering what it was thinking and trying to achieve. The problems of poor lending and shadow banking can’t be solved by just squeezing the interbank market, but they have exposed that the banks have been too dependent on short-term, PBOC-driven liquidity. The recent spike will hopefully lead to better liquidity management by the banks, but the problems of poor allocation of capital and shadow banking are nowhere near being solved. The problems have been growing for years and only now is a concerted effort being made to tackle the excesses.

CFA Institute: How extensive are bad debts in China, and is the liquidity crunch at least in part a reflection of a bad debt situation there?

Fraser Howie: The bad debts problems are severe, but they aren’t bad enough or big enough at the moment to cause a financial crisis. China can hold its financial system together, but it will come at a cost of significantly lower growth for a period of years and some nasty shocks to the bank balance sheets over the coming years. The liquidity crunch is only slightly related to the bad debt situation, liquidity isn’t scare because loans weren’t repaid, the recent problems are far more reflective of deposits increasingly going into wealth management products and other short-term instruments, which has hit bank’s liquidity management. This has been especially true of the second tier of lenders. There are also suggestions of a lot of interbank and intrabank lending, which have gone on without proper oversight and risk management: it has meant that on paper the banks look good, yet cash on hand is relatively scarce.

CFA Institute: Are China’s banking problems resolved? If so, why? If not, how much worse can it get? Can China keep growing despite these problems?

Fraser Howie: Far from resolved. We are looking at debt issues which will take years to work out. Credit has been growing well above trend for four years, and yet growth has been getting weaker and weaker. We know that many of the poorer loans have been already rolled over for three to five years, so the problem will be out there for a long time. The problem can get really bad if growth continues to slow, don’t forget that in the late 90s the NPLs were 40%! I won’t be that bad again, but 90% of the bank credit goes to SOEs, which, without their government subsidies, lose money. As for whether China keeps growing, then yes it probably can, but the growth rates will be low single digits. Given where China has come from, that will feel like recession. Even if the new leadership are really committed to reforming the economy, it will still be a tough time. A more open economy will also mean a more volatile economy, and that is something that the leaders won’t like. The likely scenario for China is one of muddling through. Forget hopes or dreams of China as a global leader, the government will be focused on the very real challenges domestically.

Last 2-3 weeks until now proven that CBIP plays a major part in my profile. When it recovers, my profile recover as well.

as you said caution period..for 5 year.
1st  5 year the investment put in FD waiting the kaboom, once kaboom happen throw everything to stock within 5 year.
When come to 10th year juz shake leg waiting retire or do what i enjoy doing.

me another 30 year retire by doing above so maybe retire within 15 year.

Only inflation gone high the retirement age need to be extend.   

wow... is like simply buy any top 10 stocks sure earn money @.@

WTA - if a company offer warrant (eg:  1 Warrant : 10 Shares) after x -date will the price of mother share be adjust to lower?  thanks