LYN Kia Cerato Owners CLub V1, 1.6 : Rm99,888, 2.0 : Rm118,888
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 Oct 14 2013, 01:27 AM
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#1
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Junior Member
20 posts Joined: Apr 2013  
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Hi everyone.
I just paid my booking fee RM100 for Cerato 2.0 White. Got 97.5% loan from Maybank = RM115,900. Interest rate 2.44%. Monthly installment RM1308. Got discount RM1200. NCD from trade in my old car, minus RM1237. So I just pay RM450 for down payment. Can't wait! |
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Oct 14 2013, 03:15 AM
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#2
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Junior Member
20 posts Joined: Apr 2013
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QUOTE(blu3 @ Oct 14 2013, 01:30 AM) Your own company to bare the interest? 97.5% loan amount? Gosh.. No big difference in monthly installment for 90%, 95%, and 97.5% loan; around RM40 difference. If 90% loan, need to pay RM11,888.80 for down payment. Better use it for body kit and accessories. |
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Oct 14 2013, 09:49 AM
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#3
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Junior Member
20 posts Joined: Apr 2013
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Oct 14 2013, 01:02 PM
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#4
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Junior Member
20 posts Joined: Apr 2013
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QUOTE(sj0217 @ Oct 14 2013, 11:32 AM) 97.5% loan?? Nope. 100% also can. Depends on your salary and other commitment.Not maximum 90% loan from bank?? |
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Oct 14 2013, 01:24 PM
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#5
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Junior Member
20 posts Joined: Apr 2013
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QUOTE(flex3x @ Oct 14 2013, 01:15 PM) Ya lor..last time saw a article and say that maximum loan can go 90% only nia   |
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Oct 14 2013, 01:28 PM
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#6
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Junior Member
20 posts Joined: Apr 2013
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QUOTE(yonyonyon @ Oct 14 2013, 01:24 PM) Nice trick huh? |
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Oct 14 2013, 02:12 PM
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#7
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Junior Member
20 posts Joined: Apr 2013
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QUOTE(johndaniels78 @ Oct 14 2013, 12:21 PM) Hi guys, I'm new to this forum and I'm on the verge of making a booking for the Cerato 2.0. I'm torn between the Golden Beat and White so I'd really appreciate anyone Cerato (Golden Beat) owners who can share some pics with me. I've yet to find that colour in all the showrooms I've visited. Many thanks!     |
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Oct 14 2013, 03:18 PM
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#8
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Junior Member
20 posts Joined: Apr 2013
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QUOTE(acheo @ Oct 14 2013, 03:09 PM) Why not consider glittering metal? For mine, the salesman said end of this month. But I don't really take his words. If need to wait 1 or 2 months, still OK for me. Now I'm still driving my Myvi SE 2010. Will trade in with price RM35,000. Ngam ngam settle my hutang bank.So wat is the estimated delivery time for 2.0? |
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Oct 14 2013, 07:28 PM
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#9
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Junior Member
20 posts Joined: Apr 2013
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QUOTE(acheo @ Oct 14 2013, 05:13 PM) Wah so good ar...my hyundai accent hatchback 2006 can only fetch 11k. Ngam ngam 10% deposit plus some balance. Good for you, you can wait 7 years to change to new car. I can only wait for 3 years, so no pocket money for me. |
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Oct 15 2013, 01:16 PM
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#10
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Junior Member
20 posts Joined: Apr 2013
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QUOTE(yorkhan @ Oct 15 2013, 01:03 PM) be prepared to wait Yeah, when I get my Cerato, will drive it for 5-7 years before trade in. |
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Oct 15 2013, 07:27 PM
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#11
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Junior Member
20 posts Joined: Apr 2013
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QUOTE(yorkhan @ Oct 15 2013, 05:42 PM) i mean the waiting time for cerato 2.0.. hopefully is less than 2 months Yeah thanks bro. congrats...  One of my friend at Sarawak waited 3+ months for his Kia Sportage. So we here at Semenanjung are lucky enough. My salesman called me to inform that they have Cerato bodykit for sale RM1200, including installation & painting. At Mudah, RM1300. Take it or leave it? |
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Oct 16 2013, 07:03 PM
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#12
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Junior Member
20 posts Joined: Apr 2013
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QUOTE(yonyonyon @ Oct 15 2013, 07:27 PM) Yeah thanks bro. This is the bodykit:One of my friend at Sarawak waited 3+ months for his Kia Sportage. So we here at Semenanjung are lucky enough. My salesman called me to inform that they have Cerato bodykit for sale RM1200, including installation & painting. At Mudah, RM1300. Take it or leave it?   |
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Oct 16 2013, 07:55 PM
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#13
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Junior Member
20 posts Joined: Apr 2013
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QUOTE(acheo @ Oct 16 2013, 07:40 PM) I got one seller qouting me 1580 including installation. What is the material of the bodykit? The one qouted to me is ABS. Not sure about the material, will ask him again.Btw, I believe the design is similar. This is the photo he sent me:  |
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Oct 17 2013, 06:24 AM
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#14
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Junior Member
20 posts Joined: Apr 2013
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QUOTE(acheo @ Oct 16 2013, 11:59 PM) Design looks similar or maybe its the same…price seems worth it… can safe almost 400… where is location of the shop? NAZA KIA at Ampang Waterfront. |
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Oct 17 2013, 04:13 PM
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#15
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Junior Member
20 posts Joined: Apr 2013
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QUOTE(johndaniels78 @ Oct 17 2013, 11:13 AM) how many years is your loan? 9 years for youngster like me  |
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Oct 17 2013, 04:15 PM
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#16
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Junior Member
20 posts Joined: Apr 2013
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QUOTE(pai3355 @ Oct 17 2013, 09:02 AM) anybody here has done anti scratch coating for their cerato? There is another thread discussing about this coating.Not sure about the brand. Sierra Glow, if I'm not mistaken. |
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Oct 17 2013, 10:57 PM
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#17
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Junior Member
20 posts Joined: Apr 2013
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QUOTE(johndaniels78 @ Oct 17 2013, 10:06 PM) hahaha, I think I will need 9 years too. btw, if u don't mind, can give me your loan officer contact? you're in kl rite... The salesman is the one who submit my loan application.I will PM u the salesman number. Good luck! |
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Oct 17 2013, 11:22 PM
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#18
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Junior Member
20 posts Joined: Apr 2013
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QUOTE(flex3x @ Oct 17 2013, 11:11 PM) Deposit for 2.5% with 9 years loan? Yes bro.Minus discount minus NCD. So I just pay RM550 downpayment. Now I can go shopping something else with my year end bonus. |
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Oct 18 2013, 04:52 PM
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#19
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Junior Member
20 posts Joined: Apr 2013
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QUOTE(johndaniels78 @ Oct 18 2013, 03:42 PM) thanks bro! Good for u.i'm meeting up with the guy tomoro!  Maybe u can ask salesman in this thread too if they can give u better offer. PM me ur full name. Want to claim commission if u manage to buy 1. |
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Oct 18 2013, 06:07 PM
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#20
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Junior Member
20 posts Joined: Apr 2013
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QUOTE(johndaniels78 @ Oct 18 2013, 05:58 PM) yup, i've already been contacted Hahaha. as for commission, how does a round of drinks sound?  When I said I want to claim commission, it's not from u la bro. It's from the salesman. When I introduce him to other buyer and that buyer manage to buy from him, he will owe me some small amount of commission. |
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