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 CIMB Direct@access, credit cards..

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foxxy
post Jun 10 2013, 06:52 PM

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this dude looks eerie.

This post has been edited by foxxy: Jun 10 2013, 06:53 PM
gark
post Jun 10 2013, 07:04 PM

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QUOTE(Unseen83 @ Jun 10 2013, 06:46 PM)
oh dear.. you are so correct.. thx advise of my future financial status... smile.gif  p.s are you Psychics ? woo awesome
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Yeah.. funny.

Well you gotta experience it for yourself...keep doing what you are doing. icon_idea.gif

P/S Bora-bora is an awesome place to bring GF also... why not try there next month.

Since you are trolling, no need to reply you anymore. tongue.gif

This post has been edited by gark: Jun 10 2013, 07:05 PM
TSUnseen83
post Jun 10 2013, 07:14 PM

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QUOTE(David83 @ Jun 10 2013, 07:06 AM)
AKPK thread: https://forum.lowyat.net/topic/876712

They'll help you to "reorganize" your debt for repayment.
*
thank you.. you point the best pathway for me... "_) smile.gif
TSUnseen83
post Jun 10 2013, 07:15 PM

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QUOTE(foxxy @ Jun 10 2013, 06:52 PM)
this dude looks eerie.
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eerie? why what? is somethng wrong with my picture...? i am real person i don'tl like to put cartoon as my avatar... ? sorry if i offended you... god bless thx.
TSUnseen83
post Jun 10 2013, 07:18 PM

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QUOTE(gark @ Jun 10 2013, 07:04 PM)
Yeah.. funny.

Well you gotta experience it for yourself...keep doing what you are doing.  icon_idea.gif

P/S Bora-bora is an awesome  place to bring GF also... why not try there next month.

Since you are trolling, no need to reply you anymore.  tongue.gif
*
hmm thx for advise... and bora bora... i never heard about that place.. but i will look up.

p.s what is trolling? is that like in lord of the ring? i am confuse ohmy.gif
TSUnseen83
post Jun 10 2013, 07:22 PM

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http://www.akpk.org.my/

x
thx moderator super place for me to visit and learn debt management. god bless
SUSDavid83
post Jun 10 2013, 07:38 PM

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QUOTE(Unseen83 @ Jun 10 2013, 07:14 PM)
thank you.. you point the best pathway for me... "_)  smile.gif
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You should utilize the service from government. laugh.gif
john123x
post Jun 10 2013, 07:46 PM

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QUOTE(Unseen83 @ Jun 9 2013, 09:41 PM)
Hi Greeting,

4 year ago i apply credit cards and cimb give me credit cards but name under direct@access Platinum... with limit 20K, my question is i never reach the credit limit... and always pay monthly 1K-1.5K monthly... but all time using the credit i never manage to finish pay the remaining balance of my cards... now i use upto 70% of 20k balance...  i feel stuck and living of credit... sad.gif felt like prison, what i don't understand why/how cimb approve me the cards in the first place... ? and yes i am active on use of the cards and also pay monthly more then minimum every month..smile.gif but is been near 2 year my balance seem stuck... feel like prison...

x
any tips... if you exp it also how you ? do it...
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now ur blaming cimb for giving u a very high limit, when u should be blaming urself for not having self control.

we all know the answer to ur dilemma, do u still need us to voice it up to you?

1.increase monthly payment
2. reduce spending
3. self control and money management
4. akpk
5. negotiate with bank for more affordable interest rate
john123x
post Jun 10 2013, 07:53 PM

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QUOTE(foxxy @ Jun 10 2013, 06:52 PM)
this dude looks eerie.
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nothing wrong with his face, but the problem is he is too arrogant. all his posts are provoking..... i almost sure this is a trolling than a real situation asking for help.

a desperate people wont be like this. i guess he can still manage his debt....... lets go elsewhere and help other peoples that need help more

EDIT: his sarcasm is too excessive for a "desperate" person

This post has been edited by john123x: Jun 10 2013, 07:54 PM
foxxy
post Jun 10 2013, 08:00 PM

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QUOTE(john123x @ Jun 10 2013, 08:53 PM)
nothing wrong with his face, but the problem is he is too arrogant. all his posts are provoking..... i almost sure this is a trolling than a real situation asking for help.

a desperate people wont be like this. i guess he can still manage his debt....... lets go elsewhere and help other peoples that need help more

EDIT: his sarcasm is too excessive for a "desperate" person
*
nothing's wrong with his picture, but then the way he replied makes me mega_shok.gif . blink.gif
b00n
post Jun 10 2013, 11:06 PM

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I no longer see the need for this topic since whatever advises needed has been advised. So it is up to personal commitment to resolve the issue.

/closed

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