Hi TS, can share thread?

I'm also curious in applying CC. I've just been transferred to S'gor and my current income now is 3k, having a debit card for my monthly groceries/baby stuffs and the usual outdoor eatery etc.

I have insurance, but never had a CC before and would also like to hear some suggestions, basically as what TS stated for emergencies only (hospitalization, I use my debit card for online purchases). Can't rely entirely on debit/insurance in desperate times.

My main salary acc is RHB, secondary but seldom use CIMB acc. So, any suggestions? Thanks in advance.