Aiyoh, do your Maths and buy la. Listen to rumors wont get you anywhere.

Remember to cover your backside, save enough for that or mega sales(if any)

Of coz no, home is compulsory, where would u like to stay if u sell off your home? Changing house too frequent is not good for you and family, trust me.

The trick in property investment is as long as you feel it's okie, then buy it rent it or sell it. Nothing is the best timing, don't treat property as gamble which I label them as flipper. Location ok? Price ok? Can afford? Buy. Then it won't go wrong

Bro, bro calm down. Ur points make sense, just that different people have different view. No right no wrong as long as we know what we are doing. Back to square1, it's all about cash rich will continue to survive and cash poor people will get their shit if there's any property crash happens

Well done, u will succeed as long as you don't give up, it's for people working hard like you.


You can look for Pelangi Indah at Jalan Ipoh, 3bedroom condo freehold around 200k(or less than that)

Work hard, invest smart!

Actually many people might miss out something, there're many Kv outsiders move to KV to study and eventually found a job here. Despite sending parents pocket money back to hometown, they also need to pay the rent, utilities bills, medicard(coz parents didn't buy for them), car installment(no free car from parents), travel fees(go back hometown once a month) and etc. in this case no matter how hardworking you are, you already lose at the first place because you have too many bills to pay before it comes to savings. In short, young people staying with parents (+ if have FAMA foundation) will have great advantage at the starting point.

I was a typical example. I worked two jobs, before I go to work everyone is still asleep, and when I came back from work everyone already asleep. I was caught by my students and neighbours falling sleep at car park for hours because I was too tired, and I met few accidents before I didn't had enough rest. I always buy cheap Malay food at the roadside and I ware used clothes. I never go into cinema and I never had vacation because I couldn't afford one. I was just hoping that I can save enough to continue my studies but I didn't manage to.

But it never end of the day, I survey, I read, I invest. I continue to work hard, when my same batch of friends graduated from Uni I owned 3properties and every month they give me positive cash flow. I thank God that even I dropped my studies and I didn't give up because the tougher the life is, the stronger you become. I have clearer vision and target because I know my hardwork will give me return, and it does. Don't feel sad if you are at the same situation like I was, we just need to work extra one step to get what we want. Find properties within your comfortable budget and please study well before you buy any, good luck!

Properties in some areas are still appreciating, but rather slow. While some areas are stagnant, it will worsen te scenario in 2015. So at the moment of time, people still can afford to buy but not many can buy subsale as lacking of capital is most people's problem nowadays, this is the reason why new properties sell like hot cake. Many hope to flip and earn fast cash from that. I would expect price adjustment but maybe in coming few years time

Yes I agree wth you. Implementation of higher rate would result in bankruptcy and shops gulung tikar. If BNM really want to do something, lower LTV for second house, higher RPGT and shorter tenure are the prevention steps FIRST before interest rate increment unless the economy is screwed

Yes, Valuer should value based on past 6 months transacted prices, unless 320k was an odd case where ALL prices were around 250-265k except this one. Higher chance would be this is a suck valuer, so change your valuers by asking your bankers get the value from good valuers!