Yes i notice it!

I dont think that property market will collapse. Governement intervention in term of bnm restriction on making loan and 3rd house policy is actually slowing the market a bit. I know its not affecting most of people in this forum but the amateur player already stop buying at the moment.

Having difficulties in applying loan has put some pressure to the owners that want to sell their house. This resulted to most of the owner have to lower down their price bit by bit. For example i managed to buy a house in klang valley 90k below market price. Yes! The demand is there but there is limitation for normal people to buy. Only investor with clean and strong cashflow can enter the market.

Since govt pressure manage to force some of the owner to lower down the value, i believe the bubble wont burst in the near future.

To me - as investor this should be a buying signal because you can take advantage in getting good property at discount price (considering not many people can buy property now due to very strict requirement to make loan).

I believe The cycle will go up soon - maybe in 1-2 years, where many people can easily obtain loan from commercial bank again. And that will be the selling signal where we should dispose to collect our capital and get ready to reinvest!

Ha ha ha. this one is funny and yet its true. Uncle & Aunty advice always like this.