congrats
looking forward to the process sharing

ur existing license does not allow u to ride a motor?
so if you get your motor license now in m'sia, i do not think it is applicable for conversion
iinm, u need to get the license 6 months prior to your long term pass/visa (your PR...or probably EP)
that is why they require the slip from JPJ

i do not understand the bolded part
ur pass is either approved or not approved...what do you mean by officially?
if you have an IPA, your pass is APPROVED...even if your card is not issued yet
for the insurance package, it is a perk from your employer so nothing to do with MOM.
you can also proceed after you start work, unless your job is high risk and there is a possibility of you injuring yourself within the first few days of work, then maybe you should get it before starting


This post has been edited by crazy25kid: Jul 30 2013, 12:17 PM

says who?

Did you read the title?
It clearly states subletting of ROOMS.
If it is a 1 bedroom unit (1 and 2 room flats in SG basically means 1 bedroom)...what room will you be subletting with you still staying inside?
For this case, it is under subletting the whole flat.
Read properly...there is a link for whole flat sublet on the left.

i thought it was more towards singles while elderly usually dual key unit.
cause now single singaporeans can bto those type (i read demand > supply)

i did not know that
but it was updated 17 jul 2013...hopefully i can still convert
my btt is next week...very demotivated to ready cause a lot of them are known for someone with a license.

this is off topic but wat da heck
it is not wise to splurge excessively
i understand it is an "investment"...but even if you are successful, there is a shortcoming
u have set the bar a bit high
my advise is try not to be to extreme before and after during the period of courtship...just be yourself
taking public transport can show that u may be more of a scrooge but it may also shows that u handle ur finance better

^ Low crime rate does not mean no crime.
This is the misconception by a lot of people causing them to lax of their sense of security and then mishaps happen.
The alleged attempt kidnapper is very bold indeed to continue pursue after being noticed

i agree wif rexona
last time, i came down with my wife during a long weekend.
we arranged viewing before coming down and basically camped at the tampines interchange the whole day...taking bus to the places we arranged viewing and back, wait for next viewing.
i recommend more than 1 day of viewing so that u do not regret...minimum stay is usually 6 months, u wan to suffer mental stress becuase of rushing?
regarding the money issue...that can be discussed
last time, we gave the deposit only (1 month)...agent fee and rental advance was only paid when my wife move in.
u can use this as a gauge on how understanding the owner is...i mean, if u are staying with the owner, this would be crucial.
agents will most likely have no problem waiting...they just want the money.
on top of that, it is safer here than back home...but i admire ur sense of staying vigilant.

another option is taking the midnight bus on friday...reaching here early morning on sat
view as many as u can....if u found a very good 1, sign on sunday
else, continue viewing on sunday morning and decide the best and sign in the afternoon and go home in the evening or night.

This post has been edited by crazy25kid: Aug 16 2013, 11:19 AM

no such thing
if they want you, request them to proceed with the application of work pass.
once u see the IPA (if u do not trust it, you can check on the website with the details), then only resign.
work pass application can go both ways...if you resigned and it does not get approved, what are you going to do?
offer letter alone is of no use if u are not allowed to work in Sg

i thought ezlink only applicable for SMRT cabs only
nets will have 10% admin charge if i am not mistaken

yes...white card

really did not know that.
cause all this while, i only see the tap thingy in smrt cabs
good to know that in case i run out of cash...and 30cents surcharge is hell lot cheaper than 10%.


anyway...latest news



This post has been edited by crazy25kid: Aug 27 2013, 06:26 PM

i already having problem with deposit for hdb...how to fork out for private


haha...i was planning next year too
there goes my plan.

define entry lvl

ABSD is 8%? I thought 5% only or you included other stamp duties


Erm...why did the bank pay the ABSD? Or you meant it was covered in the loan?

ooo...hehe.
newbie in property buying, did not know it can be included in the loan.

But in reality, your parents are not immortal also.
Better to start being independent at an earlier stage I guess?

but like what rexona mentioned...if u wan to compare savings, u need apple to apple too.
remove the reliance on your parents and re-compare ur savings