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Credit Cards Maybankard 2 Gold & Platinum Cards V7, Pls use Search Topic b4 ask question

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ronnie
post Jul 24 2013, 05:50 PM

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QUOTE(redjinx @ Jul 24 2013, 05:21 PM)
Hi All,

I hv 0% interest scheme for 24 month installment for buying laptop.

This facility i used is to make sure I hv extra money to invest in PNB Amanah Saham every month.

Question :

1) If I'm not able to pay in time just once before due date, is it 0% interest will b charge 18% ?

2) Let say, I have enough dividen by end of year, how to pay the remaining balance ? dump all in that account can settle it?

3) I use MBB 2 Card for grocery, petrol, bills payment as well. In case not pay before due date, the balace will be charge 18%,right?

I always pay my cc after got statement date as long as it's not before due date, but now money constraint so I can only pay partial of the cc...

Please help
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You should pay the DEBT with highest interest like Credit Card... just skip savings to ASB (which gives 7-8% p.a.)
1. Yes
2. Yes
3. Yes
ronnie
post Jul 26 2013, 07:56 AM

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QUOTE(eehtsitna @ Jul 26 2013, 07:43 AM)
Guys! I have been using my m2card for a while now. Just got my latest statement and there is this:

SERVICE TAX - PRINCIPAL Rm50.00.

Can anyone enlighten me on the above mentioned statement?

Thanks in advance. biggrin.gif
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This is the infamous "Government Service Tax for Credit Card" which is charged annually
ronnie
post Jul 26 2013, 10:46 AM

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QUOTE(KTCY @ Jul 26 2013, 10:44 AM)
I checked this morning but can't find it. So I called up CS straight smile.gif
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Check under Rewards side bar.... the one under each Card Details will appear after 11am/12pm
ronnie
post Jul 26 2013, 02:24 PM

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QUOTE(Reventon @ Jul 26 2013, 02:21 PM)
TP will not be evergreen after 1 aug 2013. I just saw it on the statement. Question is my previous TP will expired when ?
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http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal
ronnie
post Jul 27 2013, 09:33 AM

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QUOTE(janson_kaniaz @ Jul 26 2013, 09:38 PM)
called harvey norman, vouchers redeemed from MB TP only valid for 1 DAY.
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Yes... you need to use it on-the-spot.
ronnie
post Jul 27 2013, 09:50 AM

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QUOTE(Jaring @ Jul 27 2013, 02:52 AM)
http://www.superbuy.my/maybank2urewardspoints/default.aspx?

dear all, we can redeem TP from here too !
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The conversion looks quite ok.
Eg. This item http://www.superbuy.my/maybank2urewardspoi...ow-sp8000m.aspx cost RM279.
It requires 44600 TreatsPoints or RM223 only. (RM1 = 200TP)

This post has been edited by ronnie: Jul 27 2013, 09:50 AM
ronnie
post Jul 28 2013, 01:27 AM

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QUOTE(sj0217 @ Jul 27 2013, 11:13 PM)
Get to know from 1u newsletter regrading TP conversion rate:

Conversion rate will be change to 260 point = RM1 start from 1st August 2013 onward
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This is RCUBED conversion.... Previously was 210 TreatsPoints = RM1.00
ronnie
post Jul 28 2013, 01:28 AM

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QUOTE(sj0217 @ Jul 27 2013, 11:49 PM)
Sry, misunderstanding. I tot David83 is asking for normal Rate.

Ya, if for 1u conversion rate is 210 point = RM1

Then MBB rate should be 250 point start 1st August onward???  hmm.gif since 1u rate change to 260
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Totally AGREE.... it "may" become RM1.00 = 250 TreatsPoints.
Other banks also uses this rate : RM50 = 12500 points
ronnie
post Jul 28 2013, 11:00 AM

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QUOTE(BRY7 @ Jul 28 2013, 10:45 AM)
should be only until 8am
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M2U still under maintenance hmm.gif hmm.gif doh.gif doh.gif
ronnie
post Jul 28 2013, 11:50 PM

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I've overheard from so-called Maybank insider that the points is definitely heading for revamp.... more TP per RM.
ronnie
post Jul 29 2013, 12:16 AM

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Here's my guess for TP redemption rate in August 2013

RM1 = 250TP
RM50 = 12500TP

Robinson : RM50 = 11000TP
Parkson : RM50 = 11500TP
Harvey Norman : RM50 = 12000TP

Overall : mad.gif vmad.gif shocking.gif cry.gif icon_question.gif ohmy.gif

This post has been edited by ronnie: Jul 29 2013, 12:16 AM
ronnie
post Jul 29 2013, 12:49 PM

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QUOTE(idoblu @ Jul 29 2013, 11:46 AM)
I wish MBB would send me an SMS whenever I am late on my payment, say 5 days passed my due date. I totally forgotten to make a payment for last month bill......sigh....kena denda now
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Call in to waive the late interest (if you have being paying promptly)
ronnie
post Jul 29 2013, 03:46 PM

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QUOTE(cute_boboi @ Jul 29 2013, 02:43 PM)
Based on the rumour going on, all Lemmings should redeem their TP before 1st Aug 2013.

I already did  tongue.gif
» Click to show Spoiler - click again to hide... «

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That's lots of FAST FOOD !!!!
ronnie
post Jul 29 2013, 11:14 PM

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QUOTE(mletee @ Jul 29 2013, 09:10 PM)
just to clarify the "on the spot outlets" definition..u can always pass for the question if u think that it is unreasonable question..
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On-the-spot Redemption means you go to the merchant location to redeem....
Do you see the logo/banner in AEON stores ?.....
ronnie
post Jul 31 2013, 03:50 PM

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I believe the conversion rate would : RM1 = 250 TP = 0.4% cash back
ronnie
post Jul 31 2013, 11:40 PM

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I myself have redeem over 900k TreatsPoints since I got my Maybankard 2 AMEX in Feb 2011 smile.gif smile.gif
ronnie
post Aug 1 2013, 09:32 AM

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QUOTE(jkngo2003 @ Aug 1 2013, 09:06 AM)
nw maybank no longer good for 5x point. point is total useless. other bank 10000 to offset service tax but maybank need 12500 to do it o. want 5 percent rebate, better apply ocbc and 10percent rebate, better for hongleong wise card. 5x point is useless alr.
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Who says you need 12500TP to offset RM50 GST ?
ronnie
post Aug 1 2013, 10:39 AM

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QUOTE(jkngo2003 @ Aug 1 2013, 10:25 AM)
maybank show it.
https://www.maybankard.net.my/catalogue_annualfee.php
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Lucky I redeem before the new rates set in WHEW.... rolleyes.gif
ronnie
post Aug 1 2013, 10:43 AM

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RM50 shopping vouchers (Parkson/Robinsons/Harvey Norman) is now requires 12500 TreatsPoints (0.4% cash back) blush.gif
RM100 AEON vouchers : 26250 TreatsPoints (0.38% cash back)

https://www.maybankard.net.my/catalogue_sea...000&cid=&page=1

This post has been edited by ronnie: Aug 1 2013, 10:47 AM
ronnie
post Aug 1 2013, 10:46 AM

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QUOTE(avengers88 @ Aug 1 2013, 10:43 AM)
Is this effective today? Can i go change some metrojaya voucher today for 9k points?
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Too late....
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