Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

Credit Cards Places to use your AMEX v2, Where to flaunt your American Express

views
     
darkdevilrey
post Mar 23 2015, 08:41 PM

Silly Fools
******
Senior Member
1,156 posts

Joined: Dec 2007


QUOTE(supersound @ Mar 23 2015, 06:33 PM)
Hello, TM bills can be paid using AMEX from M2U whistling.gif
Go to the TM Point have to waste time and petrol whistling.gif
*
it is.

now onwards will pay maybank2u sweat.gif
SUSsupersound
post Mar 23 2015, 08:58 PM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(darkdevilrey @ Mar 23 2015, 08:41 PM)
it is.

now onwards will pay maybank2u sweat.gif
*
Always dig M2U first thumbup.gif
kinabalu
post Mar 23 2015, 09:17 PM

20k VIP club
******
Senior Member
1,167 posts

Joined: Dec 2008
From: Joined: Today, 08:45 AM



QUOTE(supersound @ Mar 23 2015, 08:58 PM)
Always dig M2U first thumbup.gif
*
With 1st april coming and impose GST.

The 5% CB will neutralize the extra charges. no more free money. sad.gif
darkdevilrey
post Mar 23 2015, 09:26 PM

Silly Fools
******
Senior Member
1,156 posts

Joined: Dec 2007


QUOTE(kinabalu @ Mar 23 2015, 09:17 PM)
With 1st april coming and impose GST.

The 5% CB will neutralize the extra charges. no more free money. sad.gif
*
means total spent eg. RM1000 + 6% GST ??

same like current post paid ?
SUSsupersound
post Mar 23 2015, 09:35 PM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(kinabalu @ Mar 23 2015, 09:17 PM)
With 1st april coming and impose GST.

The 5% CB will neutralize the extra charges. no more free money. sad.gif
*
Yeap, that's right cry.gif
But still better than we spend cash. Got the TP still. Again, from 250 become 400 cry.gif
kinabalu
post Mar 23 2015, 09:42 PM

20k VIP club
******
Senior Member
1,167 posts

Joined: Dec 2008
From: Joined: Today, 08:45 AM



QUOTE(darkdevilrey @ Mar 23 2015, 09:26 PM)
means total spent eg. RM1000 + 6% GST ??

same like current post paid ?
*
yup

QUOTE(supersound @ Mar 23 2015, 09:35 PM)
Yeap, that's right cry.gif
But still better than we spend cash. Got the TP still. Again, from 250 become 400 cry.gif
*
Its a world tougher to live in... cry.gif
darkdevilrey
post Mar 23 2015, 09:46 PM

Silly Fools
******
Senior Member
1,156 posts

Joined: Dec 2007


QUOTE(kinabalu @ Mar 23 2015, 09:42 PM)
yup
*
where's your source ? whistling.gif whistling.gif whistling.gif

you just simply reply to increase your post count is it ? whistling.gif whistling.gif whistling.gif
SUSsupersound
post Mar 23 2015, 09:47 PM

10k Club
********
Senior Member
11,554 posts

Joined: Aug 2009
QUOTE(darkdevilrey @ Mar 23 2015, 09:26 PM)
means total spent eg. RM1000 + 6% GST ??

same like current post paid ?
*
Nope, the calculation are not like this.
It is calculate based on what we spent. Some are not charged with GST, like TNB bills for the first 200-300 units are GST 0.
At the end, we are still spending rm1000 to get that rm50. But the value will be lower in April compare to march.
Prior to GST era, we pay rm950(after the cash back) for rm1000 of goods.
Post GST, we pay rm950 for rm940 of goods(assuming all spending are subjected to GST).
But if we pay by cash, that's rm1000 for rm940 of goods. Still something sweat.gif

QUOTE(kinabalu @ Mar 23 2015, 09:42 PM)
yup
Its a world tougher to live in...  cry.gif
*
Refer to my above reply. We "lost" rm10 only whistling.gif
victorywp
post Mar 23 2015, 09:48 PM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart



QUOTE(darkdevilrey @ Mar 23 2015, 09:26 PM)
means total spent eg. RM1000 + 6% GST ??

same like current post paid ?
*
means the bill you paid need to include gst after 31/3. so the cb you earn actually just neutralise/contra the gst you paid. but it's not rm1k+6% because the rm1k you spent already include gst in it.

This post has been edited by victorywp: Mar 23 2015, 09:52 PM
darkdevilrey
post Mar 23 2015, 09:53 PM

Silly Fools
******
Senior Member
1,156 posts

Joined: Dec 2007


QUOTE(victorywp @ Mar 23 2015, 09:48 PM)
means the things you buy need to pay for gst after 31/3. so the cb you earn actually just neutralise/contra the gst you pay. but it's not rm1k+6% because the rm1k you spend already include gst in it.
*
that's the point im trying to share.

im talking bout the credit card charges, not the grocery you buy imposed GST6%, as this is AMEX thread right ? whistling.gif


QUOTE

PETALING JAYA: Credit card holders will have to pay the 6% Goods and Services Tax (GST) on the card’s annual fee, but the RM50 service tax will be dropped.

“Some banks may however waive the annual fee upon request.

“Then in such cases, there will be no GST payable,” said Association of Banks in Malaysia executive director Chuah Mei Lin (pic).

Banking sources explained that the GST on the annual fee might vary from RM53 to RM500, depending on the type of card.

They said that cardholders could use their loyalty points or rebates to offset the 6% tax.

Chuah said the implementation of GST would also mean that the RM50 Government service tax on the principal cardholder and RM25 on each supplementary card, which has been imposed since Jan 1, 2010, would be abolished.

“Beginning April 1, this service tax will be abolished in accordance with the GST Act,” she said in a statement.



Chuah also made it clear that GST would not be imposed on late payment charges and finance charges.

“Late payment charge refers to the charge when the cardholder fails to pay at least the minimum monthly payment by the due date,” she said.

Finance charges, she said, were charges imposed on the cardholder on the outstanding balance which has not been settled on or before the payment due date.

Chuah also dismissed talk that cardholders would have to pay GST each time their card was swiped.

“GST is not chargeable when swiping a credit card to make payment.

“For example, if you eat at a restaurant which is registered for GST, and the bill comes to RM50, you will be charged 6% GST on the total bill. So the amount you have to pay would be RM53 (ie RM50 + 6%).”

“If you choose to pay for the bill using your credit/debit card, you will not be charged a further 6% on top of the RM53,” she said.

Customs Department GST director Datuk Subromaniam Tholasy said the abolition of the RM50 service tax would benefit cardholders as they would now only have to pay the 6% on the annual fee.

“For example, if an annual fee of a platinum card holder is RM500, then the cardholder will only need to pay RM530 (RM500 + RM30, which is the 6% tax).”

“The RM30 is obviously a lesser amount that a cardholder has to pay compared with the RM50 service tax,” he said.
http://www.thestar.com.my/News/Nation/2015...n-cards-annual/

this is what im trying to say

because you see

digi postpaid for instance, total usage eg. RM200 + Government Tax 6% = RM212 vmad.gif

1st april = RM200 + GST 6% = RM212 vmad.gif


alexleow81
post Mar 23 2015, 11:17 PM

Liverpool FC
*******
Senior Member
2,782 posts

Joined: Jul 2010


Maxis can pay using Amex via Maybank2u ady again!
princess_s
post Mar 23 2015, 11:49 PM

Getting Started
**
Junior Member
56 posts

Joined: Aug 2010
From: Pet shop
hi 1 question here, i would like to buy an ipad air 2 with installment plan.

Current plan : go to Machine mid valley to buy, and also at the same time get maybank ezpay for it.

Can i use Amex card to buy my ipad WITH installment plan on it (maybank ezpay)?

anyone experienced before? kindly advise me!! thanks
Wongchoy
post Mar 24 2015, 12:30 AM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102


QUOTE(princess_s @ Mar 23 2015, 11:49 PM)
hi 1 question here, i would like to buy an ipad air 2 with installment plan.

Current plan : go to Machine mid valley to buy, and also at the same time get maybank ezpay for it.

Can i use Amex card to buy my ipad WITH installment plan on it (maybank ezpay)?

anyone experienced before? kindly advise me!! thanks
*
My experience with Machines is they won't offer me ezypay for IPhone and iPad . Can use AMEX though. You may try Harvey Norman for ezypay.
cempedaklife
post Mar 24 2015, 02:07 AM

Master Decoy
*******
Senior Member
4,350 posts

Joined: Oct 2010
From: KL


QUOTE(crazyito @ Mar 22 2015, 09:27 PM)
Guardian @ Aeon Big Kota Damansara does not accept Amex
*
sometimes it's becoz the cashier is noob. if it's ur usual haunt, next time u can try to ask cashier if they accept before browsing for item
sj0217
post Mar 24 2015, 08:50 AM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
QUOTE(princess_s @ Mar 23 2015, 11:49 PM)
hi 1 question here, i would like to buy an ipad air 2 with installment plan.

Current plan : go to Machine mid valley to buy, and also at the same time get maybank ezpay for it.

Can i use Amex card to buy my ipad WITH installment plan on it (maybank ezpay)?

anyone experienced before? kindly advise me!! thanks
*
QUOTE(Wongchoy @ Mar 24 2015, 12:30 AM)
My experience with Machines is they won't offer me ezypay for IPhone and iPad . Can use AMEX though. You may try Harvey Norman for ezypay.
*
You may try from SenQ or Sen Heng, I have installment with them for iPad purchased and you can still choose for redeem your TP if sufficient
TSronnie
post Mar 24 2015, 02:36 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



Who "volunteered" to take over this thread for Version 3 onwards
fruitie
post Mar 24 2015, 02:50 PM

Rise and Shine
Group Icon
Staff
72,771 posts

Joined: Sep 2005
From: KUL

Can pay Maxis via M2U - AmEx now. smile.gif
maskedchan
post Mar 24 2015, 03:07 PM

Look at all my stars!!
*******
Senior Member
6,022 posts

Joined: Oct 2004


QUOTE(ronnie @ Mar 24 2015, 02:36 PM)
Who "volunteered" to take over this thread for Version 3 onwards
*
nobody then i take over lo icon_rolleyes.gif
victorywp
post Mar 24 2015, 04:02 PM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart



QUOTE(ronnie @ Mar 24 2015, 02:36 PM)
Who "volunteered" to take over this thread for Version 3 onwards
*
pak ronnie so young sudah mau retiring? hmm.gif
TSronnie
post Mar 24 2015, 04:22 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(victorywp @ Mar 24 2015, 04:02 PM)
pak ronnie so young sudah mau retiring? hmm.gif
*
Asked to retire early.... kena VSS smile.gif smile.gif
Volunteer list
kinabalu
maskedchan

125 Pages « < 122 123 124 125 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0294sec    0.12    6 queries    GZIP Disabled
Time is now: 27th November 2025 - 11:18 PM