But their price are much higher when compare buying from other shops.
I just bought a panasonic thermos last week.
On SenQ(Sen Heng) the list price are rm239. But on other shop I can bargain till rm220 and pay by MBB Master, they don't accept AMEX as charging 4.5%.
With the 5% cash back and 5X TP, it is still rm2 more expensive

They said that's the best price they can give already

Well, I in Seremban, so I don't really go to HN. And even after bargain, it is still more expensive than the shop I normally go.
HN's price are slightly below MSRP, so if can bargain the best price still higher than price I got

Compared the price of HN to my local shops, they are selling 10-20% more expensive, with AMEX's 7% also can't cover that lost.

I go to my local shop, ask them : how cheap you can go? Then the price sure lower than all shops in shopping mall by 20-30%

Display set price? That I can get 40-50% cheaper, most of the time

Laptop
Thought was other appliances

For people that know nuts on chinese herbs/medecine, eu yan sang will be the best place.
eu yan sang other than packaging looks cleaner, the quality of the herbs actually are quite poor.

Milk powder? Special type?

How about pharmacies

I don't know on this, But it seems like Alpro are giving competitive price against others, may give a try there.

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And you must know the lowest, highest and average price of the product that you want to buy. Then when ever they do offer, you will know is it cheapest or not.
Also, on the "lowest", do you need to have long queue to buy it or reach there late by a bit also stock out or not.
Just an example, Top 2.5KG detergent normal price is rm14.90, offer price is rm9.90/9.99, lowest rm9.20.
At rm9.20, you can't really able to grab it but at rm9.90 you can grab a dozen or 2. So normally I'll buy at rm9.90.

If rm400-500 already, may consider WISE, got 8.25%
But depending to your monthly total spending.
Nobody ask you go to all 3 shops, survey then go back to the cheapest shop and by, I never do like this also. Like the Top I said, every weekend we do go to either Tesco, Aeonbig, Rapid or Jusco. Whenever have time, I'll read newspaper also. So when going that time, I'll mark down the price for the stuffs I need to buy, take the average and on next visit when I see it, I'll take it directly

Mine are still balia handphone, can only make calls, send sms

Yup, <rm1000 better get AMEX, else WISE(<rm2000)

Always got offer, my wallet also can't take it

Well, rm9.90 is the most reasonable price currently(even that last weekend Aeonbig selling for rm9.50 and happen that I was there and on the spot I whacked 10 bags) and anything lower than that people will storm that supermarket, resulting you can't get any.

Expected, as their price are quite cheap compare to other stores

Malaysia really a cheapskate country, every where also want to reject AMEX. But in Qatar, even 10 riyal transaction also no problem.

And in Qatar, the credit card transaction don't require sign anymore, they need card holder to enter the pin. Very secure.
But what about our country? Still using sign where fraud case still happens.