It pointless because the gst tax exemption for goods have not finalise yet.

In normal circumstance essential item rice, vege is not gst-ed.

Car already got sales tax if got gst somemore the price will be too expensive and it would hurt local car dealer, so it depends how the government want to implement it.

But really if insurance also need to paid gst I will , cause only income- poor people need to buy insurance, why tax the poor.