housing loan product is lowest profit product.
not much for loan below 500k
please thanks to those bankers who served you well if your loan below 500k.

like CIMB only 0.065% for completed
let say 400k is about RM 260
but directly under bank would have alot of things need to follow up for you until disbursement.

they will try to allocate their time for bigger loan since the workload is same.