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 Which social class are you?, Are you staying in overprice house?

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SUStikaram
post Apr 8 2013, 09:05 AM, updated 13y ago

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This is a very interesting survey...... it is an overall UK social class. But it should be only relevant to people in KV/ big city like penang/

Should not suitable for people living in Bentong and some small town.

I am staying in a establish house.

saving is technical middle class or establish.

but earning is just same level as affluent workers

meaning. I should downgrade my staying house to affluent workers.

Meaning am I living in an overprice property? market value will drop soon?

which social class are you? if your class is lower, why you stay in a more upper class house? brows.gif Are you force into it? cry.gif

http://www.dailymail.co.uk/news/article-23...rker-elite.html

This post has been edited by tikaram: Apr 8 2013, 09:18 AM


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peri peri
post Apr 8 2013, 09:18 AM

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UK is a developed country for more than 20 years ahead compare with developing malaysia

the survey will be invalid

look at our soccer team then u will realize why.
peri peri
post Apr 8 2013, 09:28 AM

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i remember in the year 2003 when i was in UK, the UK Government policy on welfare for unemployed and homeless people aid is around £ 200 a week. Not sure raised to how much nowaday.

Imagine Malaysia is giving out rm500 (BR1M) a year only to those needy, our Government is feeling dayum PROUD and always hoo haa here and there on how kind they are.

Mentality is one issue alos.

koht04
post Apr 8 2013, 09:45 AM

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bro, if u live in european country before, you will know your comparison is in valid.
peri peri
post Apr 8 2013, 09:47 AM

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malaysia still got long long long way to go. Even our ex brother, SINGAPORE, it doing much much much better nowaday, Because of one thing, FAIR.
SUStikaram
post Apr 8 2013, 09:49 AM

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QUOTE(peri peri @ Apr 8 2013, 10:18 AM)
UK is a developed country for more than 20 years ahead compare with developing malaysia

the survey will be invalid

look at our soccer team then u will realize why.
*
Peri Kor.

Understand your point. I agree too that UK is developed but malaysia is developing.

That is why I am asking only house in KV / big city like penang can only compare for this.

KV & Penang both are developed areas = according to one report that i read from the economist magazine.

So, just to invite forummer to ask. Why some KV people buying elite house now & at the same time their earning is just peanuts and saving is also peanuts.

not to menation drive very expensive overprice car some more.

isn't this is a concern?

This post has been edited by tikaram: Apr 8 2013, 09:51 AM
SUStikaram
post Apr 8 2013, 10:09 AM

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QUOTE(koht04 @ Apr 8 2013, 10:45 AM)
bro, if u live in european country before, you will know your comparison is in valid.
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friend, that's why i don't understand.

Elite saying in GBP 325K house in UK

But in KV. Meddile class already can stay in GBP 325K house in KV.

isn't it KV should be poorer? how come showing richer compare europe?
peri peri
post Apr 8 2013, 10:10 AM

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not sure its a concern.

I can share my personal experience. Most of my educated and professional friends choose to migrate away from Malaysia to SG and Aus for PR after some years of experience and money making in KL or Penang.

They treat them as hit and run. They dont see the potential why they wanna continue to contribute here when the benefit and return are unequal.

Im sure most of your friends are other countries PR too.

Cars in some developed country is not cheap also when come to renewing the ownership premium. Some developed country car petrol also not cheap although car price is cheap. Some country like US and UK where the insurance premium is like 5 times Malaysia insurance price for youngster registration which they are classified as High Prone Accident Group coz they are used to DRUNK. Hence, most of the developed countries having established and throughout Mass Public Transport.

Unlike Malaysia, pickpocket everywhere when u taking KTM and LRT. Limited stations. U r then forced to buy car.

Also to share, there are people that i knew like to drive big and expensive cars but living in low cost terrace and dont mind to let the finance to tarik the car if having finance problem which just to show off their ego and muka. Im sure u know who r they im referring to.

peri peri
post Apr 8 2013, 10:12 AM

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since when malaysian living in a £325k which is close to rm1.6 million house is common?

Rm1.6mil, Singapore perhaps?
SUStikaram
post Apr 8 2013, 10:39 AM

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QUOTE(peri peri @ Apr 8 2013, 11:12 AM)
since when malaysian living in a £325k which is close to rm1.6 million house is common?

Rm1.6mil, Singapore perhaps?
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it if read some thread @ cyberjaya/ GR

u realised some unit buy by middle class people and not elite.

and some UK estbalished middle class GBP 176,834 in Malaysia new affulent workers start buying GBP176k in KV. brows.gif

This post has been edited by tikaram: Apr 8 2013, 10:39 AM
dRwh0
post Apr 8 2013, 10:41 AM

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QUOTE(tikaram @ Apr 8 2013, 10:39 AM)
it if read some thread @ cyberjaya/ GR

u realised some unit buy by middle class people and not elite.

and some UK estbalished middle class GBP 176,834 in Malaysia new affulent workers start buying GBP176k in KV. brows.gif
*
What is your definition of middle or elite class people..or else this thread will be another field for ppl to argue abt their salary and affordability..

This post has been edited by dRwh0: Apr 8 2013, 10:42 AM
peri peri
post Apr 8 2013, 10:45 AM

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QUOTE(tikaram @ Apr 8 2013, 10:39 AM)
it if read some thread @ cyberjaya/ GR

u realised some unit buy by middle class people and not elite.

and some UK estbalished middle class GBP 176,834 in Malaysia new affulent workers start buying GBP176k in KV. brows.gif
*
aiya, u r referring to cyberjaya is it, those area no potential at all. restrict this and restrict that. Dont serve this and dont sell that. it cannot represent as part of KV. Totally isolated and full of odd restrictions place. I dont waste a dime at there.

just now says pound sterling 325k now 176k pulak. u r fast changer

This post has been edited by peri peri: Apr 8 2013, 10:46 AM
SUStikaram
post Apr 8 2013, 10:48 AM

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QUOTE(peri peri @ Apr 8 2013, 11:45 AM)
aiya, u r referring to cyberjaya is it, those area no potential at all. restrict this and restrict that. Dont serve this and dont sell that. it cannot represent as part og KV. Totally isolated and full of odd restrictions place. I dont waste a dime at there.

just now says pound sterling 325k now 176k pulak. u r fast changer
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no fast changer.

just look at the chart. there are 7 social class.

matching one to one class on the house value and the earning.


SUStikaram
post Apr 8 2013, 10:48 AM

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QUOTE(dRwh0 @ Apr 8 2013, 11:41 AM)
What is your definition of middle or elite class people..or else this thread will be another field for ppl to argue abt their salary and affordability..
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i am using chart earning

u have any suggestion?

i am very interested with which class i am.

I am posting this as i though many like me . Wonder which class they are.



This post has been edited by tikaram: Apr 8 2013, 10:51 AM
dRwh0
post Apr 8 2013, 10:55 AM

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The charts cant be used for us malaysian..u should come out with new chart..im a normal working class buying a prop in cbj for own stay..
jasontoh
post Apr 8 2013, 11:01 AM

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I think we can just convert the GBP to MYR. And I just did. Technical Middle Class sad.gif. Long way to go to be with the Elite. Surprisingly I did not see Footballer as one of the class. Their pay per week easily just what the Elite earn over the year.
SUStikaram
post Apr 8 2013, 11:02 AM

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QUOTE(dRwh0 @ Apr 8 2013, 11:55 AM)
The charts cant be used for us malaysian..u should come out with new chart..im a normal working class buying a prop in cbj for own stay..
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I would see in differently.

That's how accountant are so much different.

type - earning/ house $$= Cover
elite - 89/ 325 = 3.651685393
emc - 47/ 176 =3.744680851
tmc - 37/ 163 =4.405405405
naw - 29/ 128 =4.413793103

some of us only eanring RM150K but staying in RM1.5 mil house

that is 10 times.

I thought UK house should be less affordable. But see how un affofable our house is?

Pls give some constructive point. Doin't just say this different and that different.OK?

This post has been edited by tikaram: Apr 8 2013, 11:04 AM
jasontoh
post Apr 8 2013, 11:04 AM

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QUOTE(tikaram @ Apr 8 2013, 11:02 AM)
I would see in differently.

That's how accountant are so much different.

type - earning/ house $$= Cover
elite - 89/ 325 = 3.651685393
emc - 47/ 176 =3.744680851
tmc - 37/ 163 =4.405405405
naw - 29/ 128 =4.413793103
*
Guess you are trying to say, the higher they earn, the less they fork out for a house.
SUStikaram
post Apr 8 2013, 11:05 AM

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QUOTE(jasontoh @ Apr 8 2013, 12:04 PM)
Guess you are trying to say, the higher they earn, the less they fork out for a house.
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i try to conclude

some of us only eanring RM150K but staying in RM1.5 mil house

that is 10 times.

I thought UK house should be less affordable. But see how un affofable our house is?

& this link to me.

I am staying in a establish house.

saving is technical middle class or establish.

but earning is just same level as new affluent workers

meaning. I should downgrade my staying house to new affluent workers

This post has been edited by tikaram: Apr 8 2013, 11:07 AM
jasontoh
post Apr 8 2013, 11:07 AM

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QUOTE(tikaram @ Apr 8 2013, 11:02 AM)

some of us only eanring RM150K but staying in RM1.5 mil house

that is 10 times.

I thought UK house should be less affordable. But see how un affofable our house is?

Pls give some constructive point. Doin't just say this different and that different.OK?
*
My house price is actually about the same as my annual pay when I first bought it few years back, even now it is just 3x of it. Not even 10x. How I wish I am willing to pay 10x my annual income for a house.

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