I think we can just convert the GBP to MYR. And I just did. Technical Middle Class . Long way to go to be with the Elite. Surprisingly I did not see Footballer as one of the class. Their pay per week easily just what the Elite earn over the year.

Guess you are trying to say, the higher they earn, the less they fork out for a house.

My house price is actually about the same as my annual pay when I first bought it few years back, even now it is just 3x of it. Not even 10x. How I wish I am willing to pay 10x my annual income for a house.

Actually it is not how unaffordable our house price is. It is because the mindset of Malaysian. Like I know some people they are earning about 100K, combined income and they already thought of million dollar house, whereas I solo player don't even dare to think so highly of myself. Why I can choose to stay a house that is like 2-3x of my salary, but my peers can't? It is because of the mindset and peer pressure.

There are some house that is cheaper, just whether you want to get cheap one or expensive one. In GB, only the house in London which are more expensive. My relative are not staying in London anymore, they are staying outside of the city, which can explain why the house is cheaper there. If you see KV so expensive, go to not so expensive area. It finally boils down to what you want.

Technical middle class - income + house value (current market price).
Elite - Savings
N/A - house value (based on my buy price )

To me it is not that tough to understand your capability to own what kind of property. If your property is 5x the annual pay, this means you have already reached the bottle neck situation. In UK, the household expenses is cheap, the most expensive thing is the tax.

Those skimping on meals most likely on 10x like what tikaram tai gor mentioned.