Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Hong Leong Bank Wise Credit Card V2, 10% Cashback , Up to RM100 per month
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 Sep 3 2013, 04:06 PM
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#1
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Senior Member
2,714 posts Joined: May 2008  
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QUOTE(fly126 @ Sep 2 2013, 08:38 PM) FYI, Hong Leong Bank CC is FREE For Life Subject to Only 12x Swipes Annually... Just to double check, GST charges cannot be waive right for GSC CC? No AF, No Hassle...  GSC - Hong Leong Credit Card – Thurday 1-For-1 Movie Tickets T&Cs: http://www.hlb.com.my/promo/pfs/cc_movieday2/tc_en.pdf  |
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Nov 28 2013, 10:01 PM
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#2
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Senior Member
2,714 posts Joined: May 2008
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Seems like this is the next best card to get after AMEX, previously is OCBC but now nomore
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Jan 2 2014, 03:15 PM
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#3
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Senior Member
2,714 posts Joined: May 2008
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the 10 swipe per month, does it necessary have to be from the selected categories or can be from other categories?
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Jan 2 2014, 03:26 PM
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#4
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Senior Member
2,714 posts Joined: May 2008
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Thanks...the sales person at hl deliberately told me that only swipe from the selected category is accounted.
 these sales person have so few knowledge of their products |
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Jan 27 2014, 12:14 PM
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#5
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Senior Member
2,714 posts Joined: May 2008
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Applied on 1 Jan 2014, and only found out today that my application rejected. But I cannot brain why they rejected, as I already using GSC platinum card and also having housing loan under them...
Ai... |
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Jan 28 2014, 09:23 PM
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#6
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Senior Member
2,714 posts Joined: May 2008
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QUOTE(tonytyk @ Jan 28 2014, 08:02 PM) if you already own other Hong Leong credit card, they will reject your application Huh... got such rules that if already the bank customers then cannot reapply?In this case, time to cancel all my hong leong credit card and wait for 6 months... |
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Jan 28 2014, 09:51 PM
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#7
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Senior Member
2,714 posts Joined: May 2008
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QUOTE(tonytyk @ Jan 28 2014, 09:30 PM) They are after bigger customer base, since existing cardholders are already part of their customer base, they do not see the need to approve wise card to existing customers. Ya... what you said is logical but if this is how the bank operates, that's it la, time to switch bank  ... Maybank does have such rule though.. last time use to hold their co branch cc and then apply maybank2card easily.. |
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Jan 29 2014, 08:56 AM
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#8
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Senior Member
2,714 posts Joined: May 2008
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QUOTE(SnowLady @ Jan 28 2014, 10:41 PM) i hold GSC card and successfully applied... probably that is ex-EON?!  Yup, my GSC card is offered by EON bank last time. But after the merger, they ought to share the same customer database right?  Anyway, just my feeling that Hong Leong bank service is a bit underpar compare to the rest. |
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Jan 29 2014, 10:54 AM
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#9
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Senior Member
2,714 posts Joined: May 2008
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QUOTE(tonytyk @ Jan 29 2014, 10:30 AM) Now that there are massive ex OCBC titanium customers available / applying for Wise card, existing Hong Leong customers are given lower priority. Those who applied Wise card before end last year (when OCBC changed the rebate from 5% to 1%) got it easily approved but no longer now. One way to counter this is to cancel existing Hong Leong cards and when you apply again next time, you are new customer   This is stupid lo if they really plan to win customers with such tactics....but I think currently this is the market trend. They have less interest in keeping existing customers and think that new customer is always better. If you increase your new customer pool but decrease your current customer volume... what is the point.Anyway, to counter this, switch every year lo... haha... for example, the non important card, I choose citibank, when they no longer give me waiver after a year, switch to UOB... haha  |
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Jan 29 2014, 01:40 PM
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#10
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Senior Member
2,714 posts Joined: May 2008
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QUOTE(sohakyee @ Jan 28 2014, 05:25 PM) They will not tell the reason  If they don't tell the reason, how to customers know if they should reapply, forget about it, appeal or etc? Should have just politely tell... if income didn't reach, or documents provided insufficient or if there is any mistakes so that customers can rectify and not waste both parties time. lousy service |
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