aiyo all koyak.. i also worry to go in now.. but i got new member benefit from fsm, counting down 30 days advice? go for bonds?

hi kimyee, can explain abit on this? dont really understand..

RSP as in retirement savings plan? But I think I too young to go into that.. Its a 30 year commitment if I enter now..

Haha I see.. Regular savings plan huh? Okay will read about it tomorrow after work

recommend ur favourite boss

so now is good opportunity for newbie to jump in lol?

PRS with hwang or RHB better? suggestions? wanna buy 3k for tax relief YA2013

This post has been edited by pisces88: Apr 16 2013, 05:49 PM

thanks for reminding~ hmm if my current tax rate higher than 8% then its consider worth it already.. even if i do premature withdrawal

or the return from the funds get >8%, also consider advantage to me

thats good you have PRS too?

i see. can we buy PRS with 1 lump sum rm3000, or must contribute monthly rm250 ? assuming i only want to commit RM3000 in PRS?

hmm yea, might be better for long run hor..

beneficiary only? mine is personal one.. can also right?

not sure oh.. eh this one cannot stop one right? if take up the plan then must continue until 55 yr old? cannot invest until 30yr old stop?

oh like that.. good good.. coz i worry next time i change job not able to sustain 3k a year on PRS..

yup. looking at hwang moderate and growth. both also asia ex japan , should be ok

5% only ah? I think I'll at least allocate 15% of entire portfolio hahah.. I like reits, 90% stocks in my account now are reits.

yup.. but not so volatile compared to other equities

AmAsia PR doing much better compared to local REITs stock oh.. 20+% return vs 6-8% return.

same situation, i got 2 weeks left to make decision

Silver investor privilege is 50k? Really got good benefits?