Fundsupermart.com v2, Learn about DIY unit trust investing
Fundsupermart.com v2, Learn about DIY unit trust investing
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Mar 30 2013, 09:01 AM
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#41
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Senior Member
8,259 posts Joined: Sep 2009 |
Beli Kidsave yesterday...
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Mar 30 2013, 10:34 AM
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#42
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8,259 posts Joined: Sep 2009 |
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Mar 30 2013, 11:28 AM
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#43
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8,259 posts Joined: Sep 2009 |
The first quarter is over, I am now at IRR 5.68% (vs 31-Dev-12, IRR 5.04%)
Not much increase for me.. dang!! |
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Mar 30 2013, 01:07 PM
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#44
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8,259 posts Joined: Sep 2009 |
QUOTE(gark @ Mar 30 2013, 02:00 PM) If for your kid, better to hantam 100% equity... since your kid got time on your side. Only when you need to use the money ie 18 year old - uni fees, you slowly convert down to bond. you are right.. but now doing wait and see the GE. The $$ need to stay invested rather than just sitting in the bank for now.. so masuk balance fund first lor..My opinion only... |
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Mar 30 2013, 01:11 PM
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#45
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8,259 posts Joined: Sep 2009 |
QUOTE(kangwoo @ Mar 30 2013, 02:07 PM) my funds : Wow.. ur OSK supporter yeah!! Mostly alll Malaysia focus.. need regional exposureOSK-UOB Emerging Opportunity Unit Trust 22.37% OSK-UOB Growth And Income Focus Trust 16.66% OSK-UOB KidSave Trust 32.77% OSK-UOB Smart Balanced Fund 16.49% OSK-UOB Smart Income Fund 11.71% ok? plan to transfer Smart Balanced & Smart Income to Emerging Opportunity & KidSave |
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Mar 30 2013, 02:23 PM
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#46
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Senior Member
8,259 posts Joined: Sep 2009 |
QUOTE(Pink Spider @ Mar 30 2013, 02:22 PM) My EPF money going into Hwang Select Opportunity Fund. GE? No worries, doubt that Malaysia will go downturn for >10 years Haha.. Downturn for one yr also wait like neck going long already. More painful when u already gain alot and then come downturn wipe out everything thenwait again. |
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Mar 30 2013, 02:55 PM
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#47
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8,259 posts Joined: Sep 2009 |
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Mar 30 2013, 03:26 PM
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#48
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Senior Member
8,259 posts Joined: Sep 2009 |
QUOTE(gark @ Mar 30 2013, 04:12 PM) Study shows that investor lose more staying at sideline waiting for downturn rather than the downturn itself. So it is better to stay invested at all times and ride the ups and down. Market sometimes moves in a direction that you least expected. The pain and agony of seeing red when u udate ur portfolio will be stressful. Haha.. Hence my approach will rebalance my portfolio yearly or when necessary |
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Mar 30 2013, 05:45 PM
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#49
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Senior Member
8,259 posts Joined: Sep 2009 |
QUOTE(Pink Spider @ Mar 30 2013, 04:28 PM) For now, only Hwang Select Opportunity. Maybe later will also buy OSK-UOB Emerging Opportunity Unit Trust as a smaller %, e.g. 2/3 in SOF, 1/3 in EOUT. For EPF-funded investments, no bond fund for me, it'd be pointless to withdraw from EPF which yields 5-6% and invest in a non-guaranteed bond fund that returns similar or even lower. So every 3 months you plan to take rm3k to invest? Don't plan to do switching or rebalancing? Or just play around with the 3k for rebalancing? |
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Mar 30 2013, 07:32 PM
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#50
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Senior Member
8,259 posts Joined: Sep 2009 |
QUOTE(Pink Spider @ Mar 30 2013, 06:47 PM) Which part of "Value Averaging" that u don't understand? Ini macam ka ... Haha, okok!Put RM3K (actually is RM3,060, I wanna put in NET RM3K after SC) 3 months later if made profit e.g. RM3K ==> RM3.1K, I put in RM2.9K Another 3 months later if RM6K ==> RM6.3K, I put in RM2.7K and so on |
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Mar 30 2013, 07:33 PM
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#51
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8,259 posts Joined: Sep 2009 |
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Mar 31 2013, 09:41 AM
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#52
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8,259 posts Joined: Sep 2009 |
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Apr 1 2013, 10:43 AM
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#53
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8,259 posts Joined: Sep 2009 |
Anybody topping up Hwang AQ?? hehe...
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Apr 1 2013, 11:00 AM
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#54
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Senior Member
8,259 posts Joined: Sep 2009 |
QUOTE(Pink Spider @ Apr 1 2013, 11:47 AM) Hwang AQ is already at 18% of my equity allocation, how about u? My Hwang AQ stands 5.10%My equity funds: AmAsia Pacific REITs 10% EI Asia Pac Shariah 9% Hwang AQ 18% EI GEM 30% OSK-UOB Global Equity Yield 22% Pacific Global Stars 11% - Asia ex Jpn equities = 12% - Asia incl Jpn (Only Reits) = 5%% - Malaysia equities + Malaysia funds with max 30% Asia ex Jpn = 22% - Rest MY bonds approx 60% No GEM, no US, yet.. |
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Apr 1 2013, 09:24 PM
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#55
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8,259 posts Joined: Sep 2009 |
Common guys.. share your Q1 IRR as well ma!!?
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Apr 1 2013, 09:27 PM
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#56
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8,259 posts Joined: Sep 2009 |
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Apr 1 2013, 10:01 PM
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#57
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8,259 posts Joined: Sep 2009 |
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Apr 1 2013, 10:13 PM
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#58
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8,259 posts Joined: Sep 2009 |
QUOTE(Pink Spider @ Apr 1 2013, 11:05 PM) Go for what la...macam itu Kaka got go for Lou Sang also don't wanna go find and greet me, busy cuci mata see lenglui FSM only Alamak!! I no cucu mata lei.. just makan makan. Hehe.. If this time go also makan makan!So many ppl lei, dont know which is you lei.. nanti greet silap orang pulak. If go, I get your mobile so can whatapp u or sms u la |
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Apr 1 2013, 10:18 PM
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#59
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8,259 posts Joined: Sep 2009 |
QUOTE(Pink Spider @ Apr 1 2013, 11:15 PM) O really Haha.. I hoping to get discounts la if go. Previously I went, I get 0.5% discountAnyway I'm working on that Saturday, and then doubt that they'd be talking much that we aren't already reading at FSM research articles. Go there bazir petrol and parking money saja |
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Apr 2 2013, 08:00 AM
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#60
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8,259 posts Joined: Sep 2009 |
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