6.15%..
Surprisingly high.. was thinking at most 5.9

Hmm.. unlikely <5%

Probably range from 5.8% to 6.1%

a big portion of the revenue are from etf and global equities. Despite holding are not more than 40%

4th quarter especially in global equities sector doing considerably good

I'm not sure about PH wanting EPF invest more locally plan since I don't remember reading such news, afaik already at least 70% of the EPF fund are local but if it's true, then lol

Even EPF themselves admitted, consistent 6% was due to oversea equities exposure.

But 2019 rate I'm pretty confident ranging 5.8 to 6.1

This post has been edited by xcxa23: Dec 14 2019, 02:35 PM

Even my unit trust (focus on oversea) manage to gain 11%+ and 6.5%+
And us etf 7.5%+
With EPF main revenue derived from oversea equities, around 50%+
Its not impossible at least 5.5%

My guess probably 6% to 5.8%

Probably 6.0

tbh, i dont think its right for epf ''profiting'' from malaysian so that the % will be higher
it seems like fishing in own pond, like a company exploiting its employee so that the bonus given will be bigger portion

instead, epf should have bigger exposure in overseas, bring IN more RM.
even epf themselves said so and with just around 36% of overseas asset, this alone generated revenue of at least 51%

Most of those you mentioned already GLC, cronyism and pretty much monopolies by them. There's practically no direct competition of those you mentioned.

Anyway, it's up to government if those mentioned will have new player.

So if EPF gonna have that slice of pie, meaning us, rakyat have to pay more, resulting higher cost of living.
It's only so much earning EPF can dig thru there and epf notice that, hence they allocated 39% of the capital in overseas equities.
If not mistaken, started with 32% and as of Q2 2019, 39%

Be it profit flows to crony or EPF, I don't care much. As long as it does not directly or indirectly have significant effect raising cost of living and provided the interest given by EPF is good

some people dont like the idea of epf revenue get ''slash'' due to government decision or profit flow to crony
just like my previous reply, i prefer epf bringing IN more RM(RM will strengthen) rather than depending on ''fishing in own pond.''

otherwise, epf will keep increasing holdings in malaysia rather than overseas holdings.

I always thought EPF first and foremost is maximizing the return for its member. Did not know that our money will be used to prioritize supporting local institution.

Very much agree..
I remember around 2015 or so, EPF holding around 400 or 500+ Malaysia stock which most of it aren't performing.

After they sold out and left around 120, they able to give slightly higher yield.

Even my unit trust holdinga, which only just 1 year, ROI 15% and 9.5% both focus on overseas, mainly US and China.

Seriously thanks to whoever approve EPF invest overseas. Otherwise, even if keep milking from rakyat, I highly doubt the interest will more than 5%

Not so sure about Forex gain tho. Did not remember or recall EPF statement on that. Afaik, EPF started overseas exposure right before 2016 and even then, the return are great. According to forummer from fsm thread, the bull run for equities started since 2015 to late 2017.

EPF already mentioned there's basically no more interesting/profitable asset to invest in Malaysia

And fund managers also agrees with that.


https://www.asiaasset.com/post/14170-epfreact-gte-0219

Since 2016, exposure was around 30% and as of 2019 September, it since up to 39%
Not to sure if BNM is imposing restrictions on EPF portfolio selection since there's increase in % overseas holdings

I think EPF website got listing of its top 30 holdings in Brusa.
You may check it there.

lots like some of them remember about the speculation for 2018 dividend

i remember quite alot ppl surprise that 2018 dividend at 6.15% as many speculating less than 6% given how bad klse and the on going trade war

https://www.msn.com/en-my/news/national/ber...ocid=spartanntp
Pong Teng Siew, ketua bahagian penyelidikan di Inter Pacific Securities Sdn Bhd menjangkakan bayaran dividen KWSP pada 2018 kurang daripada 5%.
Profesor Yeah Kim Leng dari Universiti Sunway meramalkan KWSP membayar dividen lebih rendah tahun ini.
“Ekonomi dunia dan tempatan tidak begitu baik tahun lalu,” katanya.
“Saya menjangkakan 5% ke 6% dividen sebagai wajar berdasarkan kepada suasana sukar yang KWSP terpaksa hadapi tahun lalu,” beliau memberitahu FMT.

predicted at least 5.5%
but off by 0.05%

yeah.. and keep arguing and blaming it is due to how bad klse is doing so confirm will less than 5%

i wonder whats the q4 2019
have not release result yet
maybe they assume 2020 will be bad year hence not declaring higher % this year?

I am expecting higher than 5.5

If anyone remember, EPF mentioned they can announce more than 5.45% but they decided to save it for rainy day.

I will assume if they decided to stay at 5.45%, their reason will be save it for rainy day also, lots of growth asset sell off for the withdraw

I remember theres one EPF guy said/plea with public not to withdraw lump-sum amount.
But backlash Kao Kao by public.

Haiz.. I wonder why majority malaysian so desperate wanting to withdraw own money for retirement instead of forcing government for more aid.

Government clearly have more than enough cash/capabilities given they give jakum millions, jakim billions, pmo billions.

Actually if you follow equity market, especially US market, they rallied hard since April 2020.

If it was less than 5% then something wrong liao.

EPF or rather, investment are for the long term
They are not just looking at this year, last year or next year.
They will continue to invest until like the world/Malaysia end.

Be it sovereign fund or institutional fund, they will look ahead and will allocate a portion of cash, just in case black swan or crashes happen.

Overseas equities consist of around 39 to 42% of EPF portfolio
But it contributes at least 50% of the total return.

Given the recent "bull" run especially at US market, I highly doubt this will significantly affect EPF return

More likely if any, it's due to the I sinar I lestari I citra thingy