My wild guess will be 5.7% - 5.9%

Wont the cash value in epf deteriorated by inflation & global money printing from central banks?

Is this meant self contribution can reach rm60k?
Or total contribution from both side reach rm60k?

Ah...
Thanks for clarify.

Hi guys,

With the opr reduce, will div 2020. possible decrease as well?

Wow, during those koperasi days, interest is 10++%.
All tycoon collect money from koperasi n buy forest/palm oil land etc in east Malaysia.
This bring back those memory.....

But this is the media that expose 1mdb.
If not, we still buta buta

Possible like cpf?
Roll the money to another fund that capped at certain amount to enjoy higher % return.

Understand from assi blogger that cpf have this OA fund @ SA fund that for them to roll the money tat capped at sgpd40k, I think to enjoy fix % return all the yrs.

But need to remember inflation killed msian easier compare to sgp.

May need to consider the life span of all ethnic.

Just flashed back YR1970++ till YR1980++ EPF dividend rate during high inflation, 7-8% p.a.
Wow, just wow!!!

that may look very good to you, but i remember i had FD rates then at 10-13%. Eon Finance i remember was 13%, so what is 7-8% then.

Last year 6.1% was good when FD was only 3% or less....

[/quote]

If memory served me right, that time is during AFC 97-98.
Rushing banks to renew FDs
😀

[quote=coolguy_0925,Apr 20 2022, 12:50 AM]
I still remember as a kid I saw the board outside MBF FD rate >10%

Wonder how was the BLR like back then

Saw it with own eyes of the statement from bank bumiputera & commerce, whopping of 10.6%!!!

[quote=guy3288,Apr 20 2022, 12:30 AM]
i remember my brothers teling me why go for those "lousy" banks... he used the branded Citibank etc with low rates, i didnt care what bank even finance i dint mind, as long as the rate better, but not to the extent of going for the Koperasi MCA or something... which got quite a few burnt.

This koperasi, koperasi produce quite a number of ppl invest in East Malaysia land.
Every month naik helicopter view the plantation land.

[quote=Ankle,Dec 24 2022, 10:03 AM]
Ironically those like you who can afford better toys in life such as a bigger car than old city or ifong 14 pro are the very ones avoiding them
and those not able to are the very ones owning them to the extreme extent of driving new merc while only owning the 4 tyres and steering
while the rest still belongs to the bank. Thats the difference between the financially prudent and the financially non prudent. Save hard, work
hard and invest carefully is the right way to achieve financial independence some day. Outwardly your life may appear boring.

Agreed.
But need to meet the right life partner.
If not, it will not last long in marriage life

EPF is major shareholder of MBSB

1 unit = Rm1?

Possible to get 1 & reinvest back into EPF.

This is what mind boggling about
🤭