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 EPF DIVIDEND, EPF

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my44
post Nov 25 2025, 11:16 AM

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2,477 posts

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From: Cheras
I am also on lazy retirement life lol. Started at age 35. Now late 40s. Didn’t want to post in the FIRE thread coz there already got lots of post and advice.

Anyway got some amount in EPF acc1 that cannot touch. But acc2 and acc3 can keluar masuk and reap dividends right? Sorry a bit tertinggal bas when it comes to EPF.
my44
post Nov 25 2025, 11:58 AM

Look at all my stars!!
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Senior Member
2,477 posts

Joined: Jan 2003
From: Cheras
QUOTE(MUM @ Nov 25 2025, 11:47 AM)
I think, If you met the withdrawal conditions stipulated for account 2  or account 3, you can withdraw. (Keluar).
BUT for Masuk, (to only account 2 or account 3 specifically), .....i strongly believes cannot...as money Masuk/deposit (before age X) will be divided into accounts 1, 2, 3 according to stipulated ratios.

Your current age late 40s,.i think you may hv very limited / no choices for account 2 and account 3, keluar masuk...go check kwsp website for details
*
Yeah I just checked epf website earlier. Seems a bit less flexible for me if I suddenly need money. I was just thinking about epf because I heard they give div % more than ASB.

 

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