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 EPF DIVIDEND, EPF

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mamamia
post Feb 17 2021, 05:10 PM

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QUOTE(DragonReine @ Feb 17 2021, 05:04 PM)
Gonna guess it's at least 5% for conventional, around 4.5% for Shariah
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This year Amanah Saham dividend so low... worry EPF will follow the trend...
mamamia
post Feb 24 2021, 10:33 PM

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QUOTE(LoNeLyKiRa @ Feb 24 2021, 01:46 PM)
when dividend going to announce?
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My wild guess 26 Feb
mamamia
post Apr 26 2021, 06:48 PM

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QUOTE(labtec @ Apr 26 2021, 01:43 PM)
i know... somehow my epf account is missing the download option you print screen there.... ''

you see my print screen has no such option... even when i use epf app also don't allow me to download the statement, so i was wondering is that because i haven't enable the phone OTC
so don't allow me to download starting this year...  bangwall.gif
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Yes, I notice that since 1 April if ur acc didn’t register for OTC Mobile Phone number will not be able to download statement..
mamamia
post Apr 27 2021, 08:59 AM

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QUOTE(labtec @ Apr 27 2021, 08:14 AM)
so no choice but go kwsp to register OTC...
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Yes, just go to epf kiosk to update ur phone number for TAC
mamamia
post Dec 31 2022, 11:54 AM

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Next year self contribution still 60k max?
mamamia
post Jul 5 2024, 02:45 PM

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QUOTE(MUM @ Jul 5 2024, 02:31 PM)
.
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meaning we no longer can withdraw at age 55?
mamamia
post Sep 20 2024, 10:29 AM

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QUOTE(nexona88 @ Sep 20 2024, 09:23 AM)
One thing about new one..

The i-saraan self contribution all lumps into "self contribution" even after you picked "i-saraan" types in the Bank online platform...

But good thing is in your profile page, can see your account under which scheme... Old one cannot see that Information
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is there anyway to check and confirm ur acc is registered to i-saraan?
mamamia
post Dec 3 2024, 01:56 PM

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QUOTE(poweredbydiscuz @ Nov 26 2024, 10:22 AM)
No difference. Both also earn one day dividend.
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y only 1 day? EPF dividend not pro-rate?
mamamia
post Dec 3 2024, 02:07 PM

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QUOTE(poweredbydiscuz @ Dec 3 2024, 02:05 PM)
It's pro-rated except for the month of contribution.
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hmm... can elaborate more? what is mean by except for month of contribution? hmm.gif
mamamia
post Jan 2 2025, 01:59 PM

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QUOTE(nexona88 @ Jan 2 2025, 01:30 PM)
This month is "special case"..
Because CNY falls end of the month...

So better deposit around 26 or 27 to be reflected by month end
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is it top up via i-akaun or can be via m2u to get it reflect by month end?
mamamia
post May 26 2025, 05:47 PM

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QUOTE(LostAndFound @ May 26 2025, 05:32 PM)

EPF works for.... someone a bit older than me I guess. More than a decade left before I can touch any of it, so is not the same type of flexibility as a savings account. And at my age I still prefer overseas for investment purposes since thinking more long term. If I'm past 50 then yeah EPF makes more sense.
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better discuss here b4 get warn by MOD..

yes, EPF contribution if only u dont need the flexibility of cashflow as mentioned. however, u may consider to aim for 1mil saving to have some sort of flexibility.. overseas investment > if u r risk taker, then, can go for it..
mamamia
post Sep 10 2025, 02:55 PM

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QUOTE(nexona88 @ Sep 10 2025, 02:16 PM)
Very sure it's really "Chinese" or some "fake" Chinese sounded account... Because I seen this kind of MO many times in socmed....

One thing for sure.... EPF is bankrupt... No money to pay etc.
This one I heard from school days.... Yet to see happening now.... Still can access full $$$ upon 55yo...

As for short lifespan.... It's faith & own doings... You don't care about own health... Then don't blame anyone else ... Only yourself.....

EPF got 2 part... Mandatory & self contribution....
Mandatory one you cannot escape one.... The self one, you can invest your money elsewhere... Don't need to contribute more.....  These people saying they need to withdraw the mandatory portion & invest elsewhere????
I give good suggestion.... Pick the company that don't contribute to EPF.... Both employers & employee... So you get full salary.... Use that to invest elsewhere....
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i believe real chinese that have that kind of comments might come from B40 group.. Else, majority of Chinese will hope the gov increase the self contribution limit..

 

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