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 EPF DIVIDEND, EPF

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leo_kiatez
post May 3 2020, 10:10 PM

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QUOTE(farizmalek @ May 3 2020, 06:31 PM)
now only i million... EPF revised.

My advise if don't need, just keep it, your contribution per month and compounded dividen will increase the amount when reach 55y. Unless no choice...
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How is EPF dividend calculation? Dividend is compounded monthly or daily?
leo_kiatez
post Feb 23 2023, 10:53 AM

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QUOTE(Unkerpanjang @ Feb 23 2023, 09:57 AM)
Unker bored waiting for results...so pls report n block me (for my own good 😀) until then...

When there is $0 Mil.
I needed One  for counting.

When there is $1 Mil.
I needed Two for companionship.

When there is $2 Mil.
I needed Three for trinity in unity.

When there is $3 Mil.
I needed Four for watching seasons in the sun.
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Pandai berpantun Uncle.... English literature must be A during school
leo_kiatez
post Mar 10 2023, 02:25 PM

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QUOTE(magika @ Mar 10 2023, 02:21 PM)
If follow sspn model , 1% interest.....
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If got follow 1%, good lor.. rclxs0.gif
leo_kiatez
post Apr 4 2023, 03:02 PM

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QUOTE(ronnie @ Apr 4 2023, 02:15 PM)
So basically BSN & MBSB need to cough out $$$ for the loan and collect the principal + interest after the person turns 50/55.

I wonder this loan will appear in CCRIS
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If no ccris can apply..if not, y not directly take it out the money from acc 2?
leo_kiatez
post Apr 15 2023, 10:55 PM

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QUOTE(Wedchar2912 @ Apr 15 2023, 10:22 PM)
This is the part which I don't understand....
say today person A went and borrow 50K rm.... he also have a few other loans elsewhere... he spent the 50K rm, and next year he declares bankruptcy. According to the bankruptcy law, they will salvage whatever but money in EPF cannot be touched. In the same time, whatever bankcruptcy status will be discharged within like say 7 years (this part I am not sure if it is 3 or 5 or 7 years etc). So after the period ends, he is a free man again.

so it is kinda interesting if my understanding is accurate.

Any bankruptcy specialists here???? can share if my understanding is close to any reality?
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Epf is untouchable, but to withdrawal need to goes through bank account & eventually be confiscated? How bankruptcy status can be discharged after 7yrs?
leo_kiatez
post Jan 12 2024, 10:57 AM

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EPF 2023 Dividend - TIKAM list

Above 6%
virtualgay - 6.88% | 6.44%
yungkit14 - 6.50%
ikanbilis - 6.30%
oks911 - 6.25%
tehoice - 6.15% (+- 0.05%)
kiwifruit - 6.1%
Kens88` - 6.1%
romuluz777 - 6.088%
sj - 6.05
Netcrawler - 6.05
nexona88 - 6% +/-
tifosi - 6%
Pseudomonas - 6% (upper limit 6.5%)
leo_kiatez - 6.43%

Below 6%
Gamenoob 5.92%
poweredbydiscuz - 5.85%
handsome ankle - 5.85%
ronnie - 5.5%
prophetjul 5.83%
Rinth - 5.8%

 

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