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 EPF DIVIDEND, EPF

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heavensea
post Feb 18 2017, 10:03 PM

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Hi all, I withdraw all of my account 2 money before the dividend 2016 declared... am I still entitled for the 5.7% dividends, or zero return I got for all the money I withdraw from kwsp account 2. sad.gif
heavensea
post Feb 18 2017, 10:09 PM

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QUOTE(NyOx @ Feb 18 2017, 10:05 PM)
when did you withdraw?
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February, they bank in my money few days ago.. sad.gif
Am I not entitled for the dividends?
heavensea
post Feb 18 2017, 10:30 PM

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QUOTE(Havoc Knightmare @ Feb 18 2017, 10:17 PM)
You should be entitled. Because the dividends are based on your average throughout 2016, not as of this year.
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Thanks, I found this: (I'm entitled for dividends mah?)

The way EPF dividend calculated is based on daily rest. Means that, dividend is calculated based on daily balanced of each account 1 and 2. However, please bear in mind the following,

Monthly contribution start earnings dividend only on the last day of the month irrespective the actual day the monthly contribution is deposited.

For withdrawal, dividend for the withdrawal sum is only eligible up to the day prior to withdrawal day. No dividend will be given on the withdrawal day.
heavensea
post Feb 18 2017, 10:38 PM

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QUOTE(NyOx @ Feb 18 2017, 10:35 PM)
you should be entitle as it calculate from Jan - Dec 2016.

maybe you can check with EPF portal
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Epf portal? Like online who can answer?
heavensea
post Feb 18 2017, 10:45 PM

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QUOTE(cybpsych @ Feb 18 2017, 10:43 PM)
epf portal = iAkaun la

nobody from epf can answer you NOW because it's weekend. contact them during weekdays if you want their explanation.
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tqvm.
heavensea
post Feb 18 2017, 11:07 PM

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QUOTE(saiga @ Feb 18 2017, 11:05 PM)
Don't worry la. Confirmed got dividen. You 1st time taking out acc 2?

Mine every year acc 2 zero balance. Still got dividend.
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Thanks saiga. biggrin.gif
heavensea
post Feb 19 2017, 01:23 AM

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QUOTE(David83 @ Feb 18 2017, 11:52 PM)
If you're buying unit trust, your unit trust agent will take care for you.
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can withdraw from the ut invested by epf ac1?
heavensea
post Feb 19 2017, 04:24 PM

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QUOTE(David83 @ Feb 19 2017, 07:52 AM)
I don't really understand your question.
If you're asking if you could withdraw from EPF Account 1 for unit trust investment, the answer is YES provided certain criteria is met.

1. Min saving achieved and you have excess amount in Account 1 to do so.
Use this calculator: https://www.fundsupermart.com.my/main/resea...-Calculator-824

2. Participating or approved funds

3. Do remember that if you plan to sell the fund in near future, the proceed needs to go back to Account 1
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QUOTE(tonytyk @ Feb 19 2017, 09:15 AM)
Cannot withdraw, need to put back to Epf later
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notes guys, thanks for explanation. smile.gif
heavensea
post Feb 19 2017, 05:36 PM

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QUOTE(bbgoat @ Feb 19 2017, 05:31 PM)
Logged into KWSP acct. Saw the new statement. No doubt 5.7% lower than recent years, but still a happy sight ! Happy with the accumulated amount after all these years.  drool.gif  drool.gif

Thank u KWSP ! rclxms.gif
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you sendiri pump extra money into kwsp mah?
heavensea
post Feb 19 2017, 07:53 PM

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QUOTE(yygo @ Feb 19 2017, 07:00 PM)
did you? hmm.gif
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nope...

 

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