Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 EPF DIVIDEND, EPF

views
     
haziqnet
post Feb 6 2017, 12:55 PM

Regular
******
Senior Member
1,305 posts

Joined: Dec 2008



QUOTE(max_cavalera @ Feb 6 2017, 12:42 PM)
Those heavy on Malaysian equity most of them getting worst return than epf the past 2 years.

Only if you invest outside like Japan, Asia Pacific, Emerging Markets the last year you already beat the benchmark performance....
*
Thats only assumption. Not the facts. CIMB have Dali Equity Fund which is invest in top 10 company in Malaysia include Telekom Malaysia, DRB Hicom, Sime Darby and so on. This company wont have effect with geopolitical factor like what happen at US. This sector / company get money from the citizen of Malaysia from utility bills, properties and so on. That's why before invest in any UT u need to look at the Fund Fact Sheet first. Not only look at 1,3 or 5 years return but also the total return since the fund established.

I agree with u since 2013 till today our economic are facing downtrend. But thats normal. Like i said in my previous post when the unit become lower u need to inject more money to increase your current unit. By the end of the day, when the unit price is higher u can make profit by averaging all the cost / capital u had been inject so far.

Make an UT with knowledge is different than Zero knowledge.

-haziq-

This post has been edited by haziqnet: Feb 6 2017, 12:56 PM
haziqnet
post Feb 6 2017, 01:19 PM

Regular
******
Senior Member
1,305 posts

Joined: Dec 2008



QUOTE(max_cavalera @ Feb 6 2017, 01:06 PM)
It is easier to talk this if you didnt put your own money on the line...  laugh.gif

out of 10 people 7-9 would have fled fast if the fund didnt gain better return than epf within 1 year...

Only those very discipline can do what as preached
*
haha...thats why do UT investment with the help of consultant. Especially for those who have little knowledge about UT. Furthermore u need to revise your investment performance every 3 month. And please take knowledge u need to wait 3-5 years before u can redeem your investment. Also if the investment still not perform well either switch to another fund or wait for few years more.

In EPF u only can take all the profit after u reach 55 years old. Let say u start invest in UT at your 30 there is still 25 years to grow your fund in UT and get more return.

-haziq-

This post has been edited by haziqnet: Feb 6 2017, 03:00 PM
haziqnet
post Feb 6 2017, 02:57 PM

Regular
******
Senior Member
1,305 posts

Joined: Dec 2008



QUOTE(familyfirst @ Feb 6 2017, 02:13 PM)
I have UT more than 5 yrs now.  Some ok some not so ok.    Should I continue for another 5 yrs ga?  LOL.
*
The fund u invest which is not ok below than 1 years or more? If more u should switch to another fund...or like i said u can wait for few years more...atleast when u redeem is not in negative return. Otherwise u will loss.

Pm me bro. I need more info to help u...

 

Change to:
| Lo-Fi Version
0.0469sec    0.45    7 queries    GZIP Disabled
Time is now: 10th December 2025 - 09:31 PM