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 EPF DIVIDEND, EPF

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effectz
post Apr 1 2016, 11:07 PM

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QUOTE(wil-i-am @ Apr 1 2016, 09:44 PM)
EPF have revised List Of Unit Trust Funds For 2016/2017
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What are the selection criteria?
effectz
post Apr 19 2016, 10:36 PM

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Convert and then withdraw to put in UT
effectz
post Jan 27 2020, 10:41 PM

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When the announcement expected to happen?
effectz
post Mar 12 2021, 07:27 AM

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My simple thinking of investing i sinar money to UT is get away from cash asset class, too susceptible to inflation.
effectz
post Mar 14 2021, 10:44 AM

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QUOTE(catherintherye @ Mar 12 2021, 10:16 AM)
What I'm trying to advocate to people being contrarian sometimes, is to try keep their irrational exuberant in check and be a more rational & responsible investors. People life saving and retirement at stake. I don't mind people going into whatever platform, mode of investment. But keep eyes wide open and understand the risk.  biggrin.gif
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Totally agree
effectz
post Mar 14 2021, 10:53 AM

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QUOTE(Cubalagi @ Mar 12 2021, 08:17 AM)
Portfolio wise EPF is like a balanced fund UT, with around 40% equities and 60% bonds and money market.
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That's PRS. Cash is cash, UT is UT. They are on different running track, different pace. EPF invests cash in shares then gives return back in cash form.

Cash is straightforward. UT is unit price x number if units, it got unit split, distribution and of course charges like trustee fee etc. EPF gives dividend in cash form.

For long term (30+ years), investor take some risk to negate inflation. Why leave EPF in cash form for 30+ years (working years)? Diverse into UT, hence PRS is introduced.

Above all, make informed decision and understand the risk involved.

 

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