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 EPF DIVIDEND, EPF

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coolguy99
post Feb 22 2020, 01:48 PM

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5.45% exceeded my expectations. Was expecting less as 2019 is indeed a tough year.
coolguy99
post Feb 1 2023, 08:31 PM

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QUOTE(romuluz777 @ Feb 1 2023, 07:29 PM)
No clue, anything extra is a bonus.
Expect the worse and be pleasantly surprised if we get high 5s or even 6πŸ˜…
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Anything above 5 would be good enough for me tongue.gif
coolguy99
post Feb 4 2023, 09:19 AM

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QUOTE(Ankle @ Feb 4 2023, 08:57 AM)
Why cant EPF fix an announcement date for every year ?

The suspense in February is beyond words...
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February is suspense for me too. Epf and company bonus announcement all at the same month.
coolguy99
post Mar 1 2023, 09:51 PM

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Saw the news (Kwong Wah Jit Poh) saying that EPF is expected to announce dividend this coming Saturday, 4th March.
coolguy99
post Mar 31 2023, 09:56 AM

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QUOTE(virtualgay @ Mar 30 2023, 09:37 PM)
bersatu manage to fight for SSPN tax relief so they going to fight for EFP special withdrawal!!
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Hate it when things like this are being politicized.
coolguy99
post Apr 8 2023, 06:36 PM

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QUOTE(nexona88 @ Apr 8 2023, 08:11 AM)
Maybank stock I can think about...

Dividend given not bad...
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I have been invested in Maybank for many years now. Their dividend return is really good + gains from stock price.
coolguy99
post Apr 18 2023, 08:15 AM

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QUOTE(xander2k8 @ Apr 18 2023, 05:02 AM)
Not just 50s even 40s already difficult which is why this scheme targetted to buy with the requirement of salary slip πŸ€¦β€β™€οΈ
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True we are unlike Singapore where there is a govt backed scheme to hire elderly. Maybe the govt should explore this too.
coolguy99
post Sep 20 2023, 06:38 PM

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QUOTE(prophetjul @ Sep 20 2023, 06:36 PM)
Why policy takeaway is not Chinese have the most and bumiputeras the least EPF savings and income

https://theedgemalaysia.com/node/682163
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Many govt servants that opt for pencen won't have epf savings. I wonder if that data took that into account.
coolguy99
post Oct 24 2023, 08:27 AM

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QUOTE(nexona88 @ Oct 23 2023, 04:34 PM)
EPF’s domestic investments set to hit RM700bil by year end

Ahmad Maslan says for 2023, EPF has allocated RM97 billion, or 83% of its annual allocated funds, for the domestic market  whistling.gif

From 2022 until 2024, EPF’s investments were divided into five classes, with 45.5% going into fixed-income instruments, followed by listed equities (42.5%), real assets (6.0%), private equities (3.0%) and money market instruments (3.0%).

https://www.freemalaysiatoday.com/category/...il-by-year-end/
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They have already started buying? Geez. Looking at the stock market now, its not reflecting.
coolguy99
post Dec 26 2023, 01:07 PM

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QUOTE(virtualgay @ Dec 26 2023, 08:59 AM)
Tak faham macam mana boleh contribute 100k per year
I think the increments of self contribution rate to 100k only benefited t20
Those m40 and B40 totally see no benefits of this initiative by Gov

Any reason why gov previously want to increase it to 100k? Any benefits to gov?
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My layman guess would be - more money in EPF means more money for the govt to invest. Be it domestically or overseas. And this will stimulate economic growth.

This post has been edited by coolguy99: Dec 26 2023, 01:08 PM
coolguy99
post Jan 5 2024, 09:33 AM

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QUOTE(thesnake @ Jan 5 2024, 09:29 AM)
It will be good news for us if it is more than 6.5%.
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It will really be a good start to year 2024 if this happens.
coolguy99
post Feb 17 2024, 02:04 PM

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QUOTE(contestchris @ Feb 17 2024, 02:02 PM)
Guys when is EPF dividends announced for 2023?
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Rumor says going to be this week, am sceptical though. My take is beginning of March.
coolguy99
post Feb 28 2024, 08:41 AM

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QUOTE(batman1172 @ Feb 28 2024, 08:34 AM)
Ok it’s now max 5.6% this week coming

https://www.freemalaysiatoday.com/category/...o-5-6-for-2023/
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The forecast just gets lower and lower. From 6.xx% to now 5.6% with a caveat 'up to'. Looks like its not going to be good.
coolguy99
post Apr 17 2024, 09:18 AM

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QUOTE(theevilman1909 @ Apr 16 2024, 04:14 PM)
EPF should make account 3 as an opt-in option

making member to do manual transfer is just such waste of time.
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Yes agree I would not want to have the account 3 as well.
coolguy99
post Apr 21 2024, 09:57 AM

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QUOTE(vhs @ Apr 21 2024, 12:34 AM)
I think they will need to at least give a token rate at least comparable to prevailing FD promo rate, otherwise soon enough everyone will realize it is best to cash out all the money and account 3 might as well be cancelled and always auto credit into member's bank account.
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Or they can allow people to transfer all back into Acc 1 or 2. Or just offer the option to opt out from Acc 3 completely.

If we have neither of these options, people would just rather withdraw the money if the dividend rate is not the same as Acc 1 and Acc 2, and park it somewhere else even though they would rather keep it in EPF.
coolguy99
post Apr 28 2024, 09:04 PM

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QUOTE(nexona88 @ Apr 28 2024, 08:40 PM)
Good example of failed financial
700k EPF $$$ gone in 3 years after collecting for 30 years working shakehead.gif

user posted image
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How the heck did he spend 20k per month?! He deserves it tbh.
coolguy99
post May 7 2024, 09:11 PM

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QUOTE(ccschua @ May 7 2024, 01:07 PM)
can I use EPF to pay the current month housing loan ? is there any limit to the number of unit ? and if the interest goes up, will the epf adjust accordingly or need to instruct EPF again.
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If interest goes up your monthly repayment amount will remain the same I think.
coolguy99
post May 18 2024, 08:34 AM

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QUOTE(CommodoreAmiga @ May 17 2024, 03:49 PM)
Finally it only makes sense to give people this option.

 

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