Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 EPF DIVIDEND, EPF

views
     
commonsense
post Jan 29 2023, 10:20 AM

Getting Started
**
Junior Member
79 posts

Joined: Sep 2021
i will be happy for anything above 5
commonsense
post Feb 4 2023, 02:16 PM

Getting Started
**
Junior Member
79 posts

Joined: Sep 2021
QUOTE(plumberly @ Feb 4 2023, 02:02 PM)
Has anyone here got 2022 EPF Q1,2,3 figures, if you have them handy? Thanks. I dont follow EPF like before. Lazy beer in the cave drinking Carlsberg Smooth beer. Ha.
*
i remember q1,2,3 is not good. so the odd to match last year is very very very slim
commonsense
post Feb 9 2023, 08:34 PM

Getting Started
**
Junior Member
79 posts

Joined: Sep 2021
QUOTE(MUM @ Feb 9 2023, 02:44 PM)
I heard, Many had mentioned, ...must be in before 1st of the month to be included
*
dividend is counted for 2022 only rite? fund in jan 2023 entitled for 2022 divy?
commonsense
post Feb 9 2023, 08:36 PM

Getting Started
**
Junior Member
79 posts

Joined: Sep 2021
QUOTE(Barricade @ Feb 9 2023, 08:35 PM)
Of course not. Where is your common-sense, commonsense?
*
that is what i thought, but some is asking fpx by 27 feb 23 can get dividend or something like that
commonsense
post Feb 10 2023, 07:58 AM

Getting Started
**
Junior Member
79 posts

Joined: Sep 2021
QUOTE(xander2k8 @ Feb 10 2023, 02:44 AM)
Obviously it is pro rated daily and calculated monthly 🤦‍♀️
*
yalor, that's y i dun understand why talking about which day in the month to enter.
commonsense
post Feb 10 2023, 08:34 AM

Getting Started
**
Junior Member
79 posts

Joined: Sep 2021
QUOTE(xander2k8 @ Feb 10 2023, 08:21 AM)
Read properly or read through the previous posts in this thread 🤦‍♀️
*
I think the post is misleading. Unless u tell me exactly in which scenario the fund entered is not entittled dividend. Else i dun see a point talking about which day to enter
commonsense
post Feb 10 2023, 08:44 AM

Getting Started
**
Junior Member
79 posts

Joined: Sep 2021
QUOTE(guy3288 @ Feb 10 2023, 08:38 AM)
This is wrong
You are making mum's effort to educate commonsense more difficult!
Doesnt matter which day of the month  EPF received your money,
it pays only 1 DAY interest for that month

Eg Feb 2023 contribution -

EPF received RM60k from A on 1.2.2023, A only can get 1 day interest for Feb.

EPF received RM60k  from B on 28.2.23 -  B also get 1 day interest same

This is not called interest  prorated daily
Prorated daily means A should get 28days interest
and B get only 1 day interest for Feb.

So  for  voluntary contribution, keep your money first in KDI
dont deposit early in the month, no point
If you manage to deposit as late in the month
but get it received by EPF end of month
you lose minimal interest to EPF

Now imagine our  compulsory monthly contribution
EPF says must pay by 15th every month
If late kena penalty, most employers pay EPF on 10th each month
But EPF pays only 1 DAY interest for us for that month

EPF untung your interest for  15-20DAYS

Every month EPF receive new monthly contribution RM6-7 Billions
EPF untung 15-20 days from this huge amount
1 year EPF at least untung RM130 Million from this compulsory contributions alone!
*
ohmy.gif ohmy.gif ohmy.gif ohmy.gif this is shocking. this is not prorated anymore.


commonsense
post Feb 10 2023, 11:03 AM

Getting Started
**
Junior Member
79 posts

Joined: Sep 2021
QUOTE(backspace66 @ Feb 10 2023, 10:30 AM)
I will put it up over here to prevent certain someone to keep spreading misinformation.

user posted image

Only 1 day dividend for that particular month regardless it is in the system at day 1 or at day 28/30/31.
*
That is very clear now. That is why i was asking why people bother about which day to enter? Now the reason is clear. End story. Thanks.
commonsense
post Feb 12 2023, 11:12 PM

Getting Started
**
Junior Member
79 posts

Joined: Sep 2021
why the announcement date not fixed? if varies, will our dividend get delayed, hence impact our 2023 returns?
commonsense
post Feb 13 2023, 12:00 AM

Getting Started
**
Junior Member
79 posts

Joined: Sep 2021
Din realise it will be back dated. Ok then, no problem.
commonsense
post Feb 17 2023, 11:06 AM

Getting Started
**
Junior Member
79 posts

Joined: Sep 2021
1. CommodoreAmiga - 5.3%
2. netcrawler - 6.0%
3. Mroys@lyn - 5.25%
4. Xander2k8 - 5.25%
5. romuluz777 - 5.65%
6. optional1988 - 5.8%
7. ikanbilis - 5.5%
8. Human Nature - 5.55%
9. Unkerpanjang - 1.0%, wife oledi taken anything in excess.
10. prophetjul - 5.75...
11. honsiong - 7.2%
12. Wolves - 5.25%
13. lembu goreng - 5.85%
14. dani - 4.25%
15. HolyCooler - 5.9%
16. roarus - 5.5%
17. emilyngsc - 5.14%
18. Aaron212 - 5.8%
19. Ankle - 5.45%
20. kechung - 5.40%
21. Asali - 5.50%
22. oks911 - 6.05%
23. ronnie - 5.2%
24. wongmunkeong - 6.15%
25. nexona88 - 5.5%
26. BboyDora - 5.5%
27. popice2u - 5.25%
28. akhito- 5.7%
29. Capt. Marble - 5.6%
30. jutamind - 5%
31. Contestchris - 5.65%
32. Kip21 - 5.75%
33. commonsense - 5.3%
commonsense
post Feb 18 2023, 10:18 AM

Getting Started
**
Junior Member
79 posts

Joined: Sep 2021
QUOTE(Unkerpanjang @ Feb 18 2023, 08:41 AM)
Daily 2 roti kosong * $1.20 + 2 chapati *. $1.50.

I just need to on kwsp line withdraw $20 every alt day. This will minimize kwsp loss in dividend. I learn from Suze Orman.

Happy weekend semua!
*
epf money is not for us to use, it is for our childrens... biggrin.gif

This post has been edited by commonsense: Feb 18 2023, 10:19 AM
commonsense
post Feb 21 2023, 10:36 PM

Getting Started
**
Junior Member
79 posts

Joined: Sep 2021
QUOTE(romuluz777 @ Feb 21 2023, 08:39 PM)
If really 7.20, limpeh would seriously consider that GR86😋
*
kuat mimpi
commonsense
post Mar 2 2023, 11:10 AM

Getting Started
**
Junior Member
79 posts

Joined: Sep 2021
QUOTE(Ankle @ Mar 2 2023, 10:10 AM)
Dividend rate this Saturday will be a reflection of the present gomen, the FM and PMX.

Any comments ?
*
Not previous meh?
commonsense
post Mar 2 2023, 07:45 PM

Getting Started
**
Junior Member
79 posts

Joined: Sep 2021
potential to drop below 5 or barely 5
commonsense
post Mar 4 2023, 11:06 AM

Getting Started
**
Junior Member
79 posts

Joined: Sep 2021
Tikam 4.9
commonsense
post Mar 4 2023, 11:16 AM

Getting Started
**
Junior Member
79 posts

Joined: Sep 2021
QUOTE(nexona88 @ Mar 4 2023, 11:10 AM)
Well...

It's  within the expected range of 4.8 to 5.1
😏
*
Suspect they may just kitchen sink
commonsense
post Mar 4 2023, 02:24 PM

Getting Started
**
Junior Member
79 posts

Joined: Sep 2021
woohoo..
commonsense
post Mar 4 2023, 02:40 PM

Getting Started
**
Junior Member
79 posts

Joined: Sep 2021
system alive back
commonsense
post Apr 4 2023, 09:20 PM

Getting Started
**
Junior Member
79 posts

Joined: Sep 2021
QUOTE(Cubalagi @ Apr 4 2023, 07:19 PM)
Don't forget that Banks have CASA as well, not just FD.
*
what is CASA actually? mix of Fd and investment bundle?

2 Pages  1 2 >Top
 

Change to:
| Lo-Fi Version
0.3120sec    0.80    7 queries    GZIP Disabled
Time is now: 12th December 2025 - 08:46 AM