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 EPF DIVIDEND, EPF

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chinkw1
post Jan 3 2017, 05:17 PM

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At age of 60, we can withdraw all out from EPF.
What if we did not withdraw all from EPF at age 60?
1. From there forward, will EPF still pays us yearly dividend?
2. If I decided to withdraw at age 61, can I do so? If yes, whats the amount can i withdraw out at age 61, 62, etc... ?
chinkw1
post Feb 19 2024, 10:30 AM

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How is epf dividend calculated?

They take December 31st total amount in our accounts, & multiple by let sat 6%??


chinkw1
post Feb 20 2024, 11:04 AM

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Above 55yo, got akaun 55 & akaun Emas.

The dividend for both accounts will be credited separately into the respective accounts right?

& if member age is 58yo, he can only withdraw dividend from akaun 55? (bcoz akaun Emas only can withdraw after 60yo). Is this correct?
chinkw1
post Mar 3 2024, 07:33 PM

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QUOTE(nexona88 @ Mar 3 2024, 06:12 PM)
Dividend already credited...

The split is on the current balance??

Need to see the details first...
How the percentage or opt in / out (if possible)...
*
Seems like...

Kwsp 5.5% dividend, is base on Baki Pembuka on Jan 1st, 2023?

Whatever we put in, example if we put on rm100K or employer deposit in in yr 2023, not entitle for d 5.5% dividend?
chinkw1
post Apr 27 2024, 11:42 AM

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QUOTE(theevilman1909 @ Apr 26 2024, 05:51 PM)
https://www.thestar.com.my/news/nation/2024...transfer-opt-in
EPF Account 3: Malaysians in two minds over fund transfer opt-in
*
For members between age 55 & 60, seems that this akqun 3 doesn't affect tjem right?
chinkw1
post Apr 27 2024, 11:55 AM

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Let say a person is 52 Year old, & he make self contribution of RM 100K, so his 100K will go into which Account?
chinkw1
post Apr 28 2024, 10:48 AM

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QUOTE(nexona88 @ Apr 28 2024, 09:17 AM)
https://www.freemalaysiatoday.com/category/...le-epf-account/

Major part of the population is happy with this account 3 thingy...
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Bcoz they can withdraw out anytime...
Anything that can withdraw out $ ppl are happy...

BUT they must remember, the future.. 👻

chinkw1
post Apr 28 2024, 11:14 AM

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QUOTE(Singh_Kalan @ Apr 28 2024, 11:06 AM)
I may also withdraw too,  to invest in other high yield investment product as I expect the overall dividend rate will be lower in the future.

Moving forward I think KWSP will be use as tool by the politician to gain more vote.  Start with the conventional and syariah dividend convergent then account 3.
*
True also, just put in blue chip counter, can get higher returns.
chinkw1
post Sep 12 2024, 01:42 PM

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QUOTE(gashout @ Sep 12 2024, 01:25 PM)
Our Past Dividend Rates
Year  Simpanan Konvensional (Per Annum)  Simpanan Shariah (Per Annum)
2022  5.35  4.75
2021  6.10  5.65
2020  5.20  4.90
2019  5.45  5.00
2018  6.15  5.90
2017  6.90  6.40
2016  5.70  -
2015  6.40  -
2014  6.75  -
2013  6.35  -
2012  6.15  -
2011  6.00  -
2010  5.80  -
2009  5.65  -
2008  4.50  -
2007  5.80  -
2006  5.15  -
2005  5.00  -
2004  4.75  -
2003  4.50  -
2002  4.25  -
2001  5.00  -
2000  6.00  -
1999  6.84  -
1997-1998  6.70  -
1996  7.70  -
1995  7.50  -
1988-1994  8.00  -
1983-1987  8.50  -
1980-1982  8.00  -
1979  7.25  -
1976-1978  7.00  -
1974-1975  6.60  -
1972-1973  5.85  -
1971  5.80  -
1968-1970  5.75  -
1965-1967  5.50  -
1964  5.25  -
1963  5.00  -
1960-1962  4.00  -
1952-1959  2.50  -
*
I not greedy, 6.10 consistently is good enough for me.

chinkw1
post Sep 16 2024, 11:47 PM

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U guys now using old or new KWSP apps?

Heard old apps better?

This post has been edited by chinkw1: Sep 16 2024, 11:48 PM
chinkw1
post Sep 22 2024, 02:31 PM

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QUOTE(nexona88 @ Sep 22 2024, 09:38 AM)
25% Malaysia totally spend off all their EPF saving $$ within 5 years after retirement  😲 shakehead.gif

https://weirdkaya.com/25-of-msians-found-to...within-5-years/
*
That is not proper. They should spend the epf dividend only.
chinkw1
post Oct 5 2024, 10:57 AM

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QUOTE(Wedchar2912 @ Oct 4 2024, 06:39 PM)
the verification is one once (so called in a lifetime)... after the first time, u can always click click at home to withdraw up to 30K each day/time.
*
After click withdrawal in kwsp apps, how many days for $ to arrive in bank account?
chinkw1
post Oct 26 2024, 08:37 AM

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QUOTE(nexona88 @ Oct 23 2024, 11:18 PM)
Last year all target 6% above

But in the end disappointed everyone...

This year probably the same too...

I don't really have high hopes....

With such uncertainty around...
*
With 2% dividend tax, it may impact EPF dividend also?
chinkw1
post Oct 26 2024, 10:49 PM

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Kwsp both old & new apps are still under maintenance??
chinkw1
post Nov 27 2024, 04:37 PM

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Hope our conventional also above 6% plsss

chinkw1
post Nov 29 2024, 10:32 AM

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My aunty went to Maybank counter, seems that if want to deposit voluntary into EPF, got 2 types of froms, either Form S or M.

Anyone knows which form to use?
chinkw1
post Nov 29 2024, 07:43 PM

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QUOTE(poweredbydiscuz @ Nov 29 2024, 10:42 AM)
Is ur aunt employed?

Form S - self-contribution (employed)
Form M - i-saraan/i-suri
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She retired. No longer working.

Form M (said epf CS).

Thanks bro.

This post has been edited by chinkw1: Nov 30 2024, 01:24 AM
chinkw1
post Nov 30 2024, 08:07 AM

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Many are waiting for 6% dividend this yr, has been a very long time since we last have 6% & above dividend.
chinkw1
post Dec 12 2024, 09:04 PM

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I hope kwsp can increase its voluntary contribution annual limit to maybe 200k.
100k is too low.
chinkw1
post Dec 19 2024, 10:18 PM

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Looking forward to 6% dividend this yr.

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