hello guys, if i topup epf now thru epf app and maybank fpx, the fund is considered today (ie 31st March)? any citoff day / time? thanks.

This post has been edited by cclim2011: Mar 31 2024, 09:30 PM

ok guys tq. then end April top up better. 😁

hi, is it better if I withdraw my monthly caruman (on every 3rd of the month) and re-deposit it end of the month? tq
withdrawal >1m

oh ya... ok. means the end of the month re-deposit will eat up my 100k limit... ok 👌👍

so just fulfil the 100k early of the year. then take out the monthly mandatory contribution invest somewhere else. that's the optimized benefit/dividend i suppose? thanks.

This post has been edited by cclim2011: Apr 9 2024, 10:56 AM

ok 👌
better ask HR to deposit end of the month haha
3rd of the month.. just bit wasteful

This post has been edited by cclim2011: Apr 9 2024, 11:04 AM

😁
just saying
epf quite Dai lo.
get like 0.5-1 month fund that no need pay interest.
guess shld discount 7% from their dividend rate. 😝

This post has been edited by cclim2011: Apr 9 2024, 11:30 AM

by 15th means at least 15days interest free lo for a month. and most big companies pay contribution first week of the month, so average about 20 days interest-free for epf la.

not to add lagi if ppl withdraw late of the month and interest is only calculated using lowest balance of the month (right?)

well as above said, that already taken into acct as overall performance. of which i mean from user perspective, shld disocunt the declared 5.x % every year, if to compare to normal FD / rize / gx bank etc la.

oh that's great. good from epf. the lowest balance ofbthe month one... is asn? 😁

hi, i think i have topped up 100k this year to epf. but just now the app says i can still topup another 30k? new limit? tq

yesterday reach 100k. just now tried 1k ok. dont know will.kena penalty or not. 🤐

ya i suspect so also. ok wait it bounced back then do next month. lol