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 EPF DIVIDEND, EPF

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romuluz777
post Feb 23 2024, 12:36 AM

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QUOTE(nexona88 @ Feb 22 2024, 11:37 PM)
highest & "best" is 8.50% in year 1983 - 1987 period  icon_rolleyes.gif

Can get 8.60% ahhh?? Don't really think so 🤔😔
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8.xx ? No way
Those days are over.

romuluz777
post Feb 23 2024, 09:27 AM

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QUOTE(ronnie @ Feb 23 2024, 09:50 AM)
March 9-10 is perfect timing... the stars are aligned max 6.5%
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Wahh,..cun eh....6.50 would be THE dream !! thumbsup.gif
romuluz777
post Feb 23 2024, 11:46 AM

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QUOTE(CommodoreAmiga @ Feb 23 2024, 12:38 PM)
Where got 3 demical points one.

I am still holding for 6.15%!!!
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Hahh, thats the figure I originally used for my annual budgeting biggrin.gif
romuluz777
post Feb 23 2024, 12:19 PM

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QUOTE(nexona88 @ Feb 23 2024, 01:01 PM)
🔥👍 If indeed true...

But I'm expecting lower....

Don't want put high hope.
Then actual rates comes out, wayy lower... Heart disappointed big & sad case 😔
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The feeling of severe disappointment is like being dumped by your GF
romuluz777
post Feb 23 2024, 01:33 PM

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QUOTE(netcrawler @ Feb 23 2024, 02:03 PM)
EPF hold more than 40% of rhb shares, a single major shareholder for any bank in malaysia.
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Any idea how did RHB perform up till Q3 last year ?
romuluz777
post Feb 23 2024, 05:46 PM

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QUOTE(nexona88 @ Feb 23 2024, 05:25 PM)
Tax expert predicts 2023 EPF dividend rate at below 6% yet higher than previous year’s 5.35%

MALAYSIANS can expect some solace or silver lining amid the drastic fall of the ringgit as the Employees’ Provident Fund (EPF) is likely to declare 2023 dividend payout between 5.5% and 5.8% in early March.

“In simple term, it is better than the previous year but EPF members should not have too high an expectation.”

Even as the unemployment rate has declined, Koong pointed out that EPF is still reeling from the “lost funds” effect – referring to the four times of special withdrawals during at the height of the COVID-19 pandemic – which have not been channelled back to the retirement fund.

“To declare the dividend payout of 6%, EPF will have to maintain current dividend payout as well as deliver a better performance in its investment portfolios for one to two years,”.

https://focusmalaysia.my/tax-expert-predict...ous-years-5-35/
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Disregarding this. What utter rubbish.
romuluz777
post Feb 23 2024, 10:10 PM

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If its tomorrow there would hv been a notice on the portal informing of a planned shutdown for maintenance.
romuluz777
post Feb 23 2024, 11:57 PM

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Service interruption again…susah lah, mcm mane mau chk balance🥶
romuluz777
post Feb 24 2024, 08:24 AM

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QUOTE(CommodoreAmiga @ Feb 24 2024, 09:14 AM)
This guy even kelentong harder than Kong Mutt Lun. I predict 5.5% to 7%. Sure win.
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Limpeh tikam between 2.51% to 8.71%
romuluz777
post Feb 24 2024, 09:21 AM

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Hope Q4 makes 18B at least, then 6% is distinctly possible
romuluz777
post Feb 24 2024, 01:02 PM

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QUOTE(kechung @ Feb 24 2024, 12:54 PM)
user posted image
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Ok lah boleh accept😊
romuluz777
post Feb 25 2024, 01:12 AM

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QUOTE(Avenger_2012 @ Feb 24 2024, 08:00 PM)
Last month, the news were hyping dividend as high as 6.5%.
Then dropped to 6.3% followed by 6.0% now.
Suddenly everyone is expecting a max dividend of 6%…

When the dividend is out at slightly above 6.0% later, everyone will be happy and thanking kwsp…
Imagine if we are still expecting high dividend of 6.5% and actual dividend is 6.0-6.1%, everyone will be angry…

My tikam is 6.15%…
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Its always better to under commit and over deliver.
All these analysts tikamology is about managing expectations.
romuluz777
post Feb 25 2024, 10:21 AM

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https://www.nst.com.my/business/economy/202...f-dividend-2023

romuluz777
post Feb 25 2024, 10:28 AM

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QUOTE(nexona88 @ Feb 25 2024, 11:25 AM)
Late by 1hour ++ 😁

batman1172 already posted the news article around 9am 😆

Anyway...
Quite surprised NST going against the flow....
All giving glowing reports past few weeks... This one really opposite direction 🤔
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Ahh sorry, just woke up and shared link as seen. Didnt read the history😅

This post has been edited by romuluz777: Feb 25 2024, 10:28 AM
romuluz777
post Feb 28 2024, 09:54 AM

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5.45%
Need to further lower expectations😢🥵😤

This post has been edited by romuluz777: Feb 28 2024, 09:55 AM
romuluz777
post Feb 28 2024, 11:24 AM

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QUOTE(nexona88 @ Feb 28 2024, 12:05 PM)
Hmm...

20bil for Q4 sure cannot achieve...
I'm more towards 15bil +/- range

That 6.5% is some so called analyst target... Afar can know it's just BS... That's why initially I target 6%.... But looks like that also very slim chance....

Now I'm lowering my expectations towards minimal 5.40%
Because we never know... EPF could preserve some of the $$$ because of expected hard times for their investment portfolio moving forward 🙏
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These dividend hold backs for future "perceived bad times" are the same narratives played back since years ago.
Always the same story.

C'mon EPF, just give us a fat nice six point zero and be done with it.
At least a sliver of positive news in the current bleak cirumstances.

romuluz777
post Feb 28 2024, 01:23 PM

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QUOTE(fuzzy @ Feb 28 2024, 02:07 PM)

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Maybe it was a typo, shud be 6.5, not 5.6
Salah swap
romuluz777
post Feb 28 2024, 01:29 PM

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QUOTE(ccschua @ Feb 28 2024, 02:26 PM)
now is the classification time, how much dividend u get this year.

B40 - 0 to 40k
M40 - 41k to 131k
T20 - 131k >
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Unlikely for M40 to have an EPF balance of > RM 1M
romuluz777
post Feb 28 2024, 03:13 PM

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QUOTE(Cubalagi @ Feb 28 2024, 04:08 PM)
Lol even this is waay off.

Less than 1% of active members has more than a million balance.

My estimate based on account balance end 22

B4 : 1-1199
M40: 1200-7499
T20: 7500 above

Based on 6% dividends

A T20 balance starts at about RM125k.
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Spot on, sounds about right
romuluz777
post Feb 28 2024, 03:25 PM

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QUOTE(Zot @ Feb 28 2024, 04:16 PM)
Well, I'm B40 and have much more than that.  wink.gif
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I would shift more of that income into the EPF😁

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