Just submitted all my documents. Let's see if they approve me this time. Got rejected last year but didn't bother to appeal. Can't wait to cut off my CIMB. The only reason I am keeping it till now is coz of the generous CL. It is now collecting dust after Maybank upgraded my CL for my Maybankard 2. I need the OCBC Ti for my weekdays expenses and also as a backup card

This post has been edited by spikey2506: Sep 6 2013, 12:17 AM

If you travel a lot then the free entry to Plaza Premium Lounge for Plat is a good benefit. Otherwise in other aspects the Titanium is much better

This post has been edited by spikey2506: Sep 6 2013, 01:45 AM

My agent informed me that if successful, the card won't be couriered to me. Instead I need to come to the branch to collect. And guest what, I am in Bintulu and the nearest branch is in Miri. 200++ kms away. Walauweh. This is officially my worst experience ever in applying cards!

Is it? Damn. I'll make some noise later to their CS if the card is approved.

I am still waiting for them to do verification call. Hmmm. If there is still none tomorrow I'll bug my agent

Checked via the IVR, it says that the card is under processing. That means my application is successful right?

Thanks for the info Nicole. I'll check again tomorrow for the latest status. *Fingers crossed*

What does it says actually in the phone? Mine is still under processing. Three days already after the verification call.

cap@ocbc.com

Is that address monitored? I need to send my appeal. Got rejected again. Sigh. I think I'll try UOB after this.

Your interest rate on your balance (assuming you have unpaid balance) will be 13.5% if you have no late payments for 12 consecutive months.

Wanna share my timeline here if any of you are close to giving up on applying. My last application was last year and it got rejected. Did not appeal. This year I decided to apply again.

2/9: Filled up their online form
4/9: got a call from one of their agents and email.
5/9: Sent the form and the supporting docs via email.
13/9: Verification call (Yup, it took them that long. I had to email my agent to ask)
23/9: Checked via IVR, found out that I got rejected. Immediately appealed, using the online support form on their website.
27/9: Got another call from them. Telling me that my appeal is under consideration. The agent also asked me whether I am willing to get a lower CL than my other cards since this is an appeal case. Apparently one of the reasons why I got rejected was that MBB and CIMB gave me too high CL. OCBC was kinda scared of my commitments. Told her that the bank can give me whatever CL they want, as long as they approve. I can always ask for CL increase after that.
3/10: At this point I am close to giving up already. But just for the sake of it I checked the IVR again. At first it says unsuccessful. But I stayed on the line. Apparently for appeal cases there will be another one after that. And then I heard the magic word, APPROVED! So now I am happily waiting for my card to arrive.

Thanks to all the pointers from this thread.

This post has been edited by spikey2506: Oct 3 2013, 07:22 PM

Just got my Ti. OCBC gave me RM4k. Anybody with a CL lower than me? Haha. Sigh. Quick questions. Do we need to inform them if we go overseas to be able to use the card? And then can we change the billing address and statement date via a phone call? Thanks in advance

I recalled you said China right? Have fun over there. Do not forget us here while you're having fun over there.
My approval comes after my appeal, so maybe that is why, appeal case. I do recall them asking me if it is ok if they give me a lower CL than my other cards. I said ok as long as they approve. But didnt expect it to be that low though

Yup, planning to do just that. Actually 4K is more than enough la, since most of my expenses go to the M2 Amex. That one has good CL. I need the Ti for weekdays, when I maxed the 5% for the Amex and also as a backup MC, in the unlikely event that both my M2 Amex and Visa fail.

Thanks for the confirmation guys.

Yup, happy that I am finally holding the Ti in my hands. Wah so dramatic one.
Actually that is one of the reasons why I got rejected in the first place. The agent did not actually make the exact confirmation cooz they cannot reveal it. but she did say that maybe OCBC is kinda spooked by the generosity of MBB and CIMB in regards to the CL that they gave me. Maybe they have some internal method of calculations of income vs CL and see the risk factor that arises from it.

Dang! I just got the card!

OCBC did not exactly deny about the rumoured 5% rebates cancellation when asked on Facebook. They only mentioned that ample notice will be given should such a move be done.

I have a bad feeling about this..
Their Platinum Card page is also a bit weird now. No more listed free entry into the PPL. The income requirement is also only at RM24K.

This post has been edited by spikey2506: Oct 21 2013, 09:22 PM

Well the thing is, minimum for Titanium is RM36K. Plat was RM60K before this, IIRC. So they removed Titanium and lowered the requirements for Plat. Are they getting rid of Titanium altogether?? Or am I overthinking things and that they are just doing some housekeeping on their website? Speculations speculations...
But whatever it is, OCBC is surely up to something this time. In a few days we might know what it is..

You don't see the other CC threads with a template for an appeal in the first post. This is the only thread. Shows you that so many got rejected and appealed. But usually after appeal they will grant you the card, provided you give them good reasons in the appeal. Do update your experience at OCBC later. And if possible try to korek any insiders info about what they are planning to do.