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Credit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??

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peri peri
post Feb 26 2013, 09:18 AM

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Cool, i got rm50 cash reward after spending above rm15k per year automatically. same billing with my rm50gst.
peri peri
post Mar 4 2013, 09:54 AM

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Hi, any sifu can help me identify this transaction is having 1% or 5% cash rebate?

From the slip, i noticed

APP CD : edited

nvm, i will call CS for clarification

This post has been edited by peri peri: Mar 4 2013, 10:00 AM
peri peri
post Apr 4 2013, 02:49 PM

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autodebit for U28 will free 500mb data. great combo with OCBC
peri peri
post Jun 3 2013, 09:15 AM

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Now im start using the Inter Giro RM 0.10 for my OCBC repayment.

No Need drive over OCBC for cash deposit.

BNM rules
peri peri
post Jun 3 2013, 01:21 PM

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QUOTE(fahrur_07 @ Jun 3 2013, 10:00 AM)
me too
Good move by BNM rclxms.gif  rclxms.gif  rclxms.gif
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yeah, making life hassle free and less vulnerable to parang mob
peri peri
post Jun 3 2013, 01:24 PM

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QUOTE(Pink Spider @ Jun 3 2013, 01:22 PM)
AmBank savings account...TOTALLY FREE icon_idea.gif
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Ambank branch is like 20 outlets throughout malaysia and Maybank is like 200 outlets available. I dont mind the rm0.10 icon_idea.gif
peri peri
post Jun 3 2013, 01:27 PM

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QUOTE(Pink Spider @ Jun 3 2013, 01:25 PM)
That is why I park my "excess" money in AmBank, safe from sudden urge to spend laugh.gif
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Best if you using public bank. Why? Because their ATM is hard to find and always run out of CASH.

This post has been edited by peri peri: Jun 3 2013, 01:27 PM
peri peri
post Aug 21 2013, 09:38 AM

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just logged on to check. nope, nothing about any rm30 cash back noticed.
peri peri
post Aug 21 2013, 09:53 AM

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QUOTE(venicelim @ Aug 21 2013, 09:50 AM)
did you previously received sms about this promo?
Only those receiving the sms is entitled..
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yes, maybe my spending is not enough, i haven't try to compile all my utility bills payment yet.
peri peri
post Aug 27 2013, 05:13 PM

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call for cash up to 90% CL for 6/12 months tenure @ 3% pa (flat). easy cash as 1 2 3.
peri peri
post Aug 28 2013, 02:07 PM

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anyone was offer call for cash @ 3% pa from ocbc call centre or just me only? they says is for selected CC customer but im not sure they based on what criteria
peri peri
post Aug 28 2013, 02:17 PM

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QUOTE(mustang @ Aug 28 2013, 02:15 PM)
I received the call as well. They didn't say on the criteria though
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because i forgot to ask. I just keep asking question on any hidden fees because its too tempting. but the staff keep saying promo ends this Aug 2013

But at least your reply proof me im not alone.
peri peri
post Aug 28 2013, 02:19 PM

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QUOTE(mustang @ Aug 28 2013, 02:15 PM)
I received the call as well. They didn't say on the criteria though
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BTW, may i know what is stopping to get this?

im taking this to offset my flexi home loan reducing interest which is very high at 4.5% currently.
peri peri
post Aug 28 2013, 02:32 PM

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QUOTE(mustang @ Aug 28 2013, 02:25 PM)
The bank will charge you 3% upfront and the interest will be added to your principal and will be divided by 12 months. And you need to pay back per month. Not at the end of 12 months tenure
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its spread out,

says rm6000 for 6 months @ 3%

then monthly installment is rm1000 + rm15

thats why they mentioned no penalty for early settlement.

u can double check who ever call u up for the offer.

This post has been edited by peri peri: Aug 28 2013, 02:33 PM
peri peri
post Aug 28 2013, 03:45 PM

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QUOTE(mustang @ Aug 28 2013, 02:42 PM)
What I meant is, the interest will be charged in your total amount and divided by x number of months

For my case
RM9000 + 3% = RM9270

Monthly repayment: RM772.50

How much interest will be able to offset if you are planning to use that to reduce your housing loan amount? 1.5% ?
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home loan mortgage is different because its based on reducing principle. but you will have extra liquid cash in advance to serve any raining day.
peri peri
post Sep 25 2013, 09:58 AM

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the new ocbc titan card looks great, should i ask for replacement of the old design. Im envy those who got the new card design. Can i request replacement for free?
peri peri
post Sep 25 2013, 10:00 AM

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QUOTE(ronnie @ Sep 25 2013, 09:59 AM)
Just call in and tell them chip faulty... sometimes can read sometimes cannot
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not bad. i sure try
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