Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??
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 May 13 2013, 04:21 PM
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#1
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Senior Member
1,205 posts Joined: Jan 2010  
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QUOTE(David83 @ May 13 2013, 02:28 PM) Received 5 missed calls from OCBC. Called back and they offer me call for cash thing at 5.99% up to 90% of my credit limit. OCBC offers me 13K personal loan @ 0.25% per month(i.e. 3.00% p.a.).I thought what is so urgent till 5 missed calls.   This post has been edited by firee818: May 13 2013, 04:21 PM |
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May 14 2013, 08:01 AM
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#2
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Senior Member
1,205 posts Joined: Jan 2010
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QUOTE(gsc @ May 13 2013, 10:31 PM) 3% per year? This is attractive if this is true....Ocbc FD promote is 3.4%, can make 0.4% profit ! Ya, the person in charge said that you can take the loan and put it in the FD to earn interest.BTW, yesterday, SCB offer me another personal loan (I have a credit card with them) with an interest of 5.88% p.a. |
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Jun 15 2013, 09:33 AM
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#3
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QUOTE(GloryKnight @ Jun 14 2013, 10:20 AM) But the number appeared on my screen, not blocked. then when I tried calling back, unreachable. But when I search in google, it is from OCBC. Hmm.. Most of the time I got calls from cc banks (OCBC, SCB, HSBC) are regarding lending personal loans to me. For OCBC, the personal loan interest rate are the lowest among them.should I call? Or will they instead send rejection/approval snail mail or email? If it is personal loan, they will get back to you later on. |
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Jun 27 2013, 04:04 PM
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#4
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Anyone has tried to reduce the credit limit of ocbc ti?
Just now i call, the cs told me need to write in and submit to the nearest branch..so troublesome. BTW, the public bank cc let me to reduce credit limit by phone call and is effective one week later. |
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