Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??
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 Jul 9 2013, 01:30 AM
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#1
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Junior Member
143 posts Joined: Apr 2010 From: Johor Bahru  
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Just curious, will this credit card rebate works for Touch N Go purchase and reload also?
As I'm gonna travel quite far in Msia, gonna spend alot in Touch N Go and Petrol. And also, how long they will take to approve the application? I am going to apply for it today when the bank is open. Gonna need it by next week, is it possible? This post has been edited by cyberheross: Jul 9 2013, 01:50 AM |
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Jul 9 2013, 03:26 AM
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#2
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Junior Member
143 posts Joined: Apr 2010 From: Johor Bahru
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QUOTE(red_scorpion @ Jul 9 2013, 02:38 AM) Petrol station is 5% rebate...cap at rm50 per month.. I see.But most of the petrol station do not accept touch n go reload with credit card, they will said CASH Only.  Then usually how long they will take to process the application and approve it? I'm working in Singapore, I think they will require my monthly payslip and bank statement as well? |
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Jul 10 2013, 01:45 AM
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#3
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Junior Member
143 posts Joined: Apr 2010 From: Johor Bahru
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QUOTE(pinksapphire @ Jul 9 2013, 05:43 PM) If anyone's going to be applying for this card and wants it fast, take my advice and don't apply online. Until today, I still haven't received the confirmation call on my application status...it's been like, 3 weeks now? I feel like strangling myself for canceling my initial application with the branch (which took only days!!) and changed it to online submission just because of the stupid Samsung S4 draw. The nightmarish wait is giving me unnecessary headache and I hate it. Imagine if I really could get the card, it'd be months before I get it versus 1-2 weeks max through branch. I applied online yesterday night, did not receive any call from them today.Just in case the online application screw up, I went to the OCBC branch and applied thru the Card Sales Manager. Submitted all documents, and he sent it out by 4pm already. I'm praying to get the card by this week, if possible  |
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Jul 10 2013, 11:20 AM
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#4
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Junior Member
143 posts Joined: Apr 2010 From: Johor Bahru
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QUOTE(KTCY @ Jul 10 2013, 07:12 AM) Not possible  already mid week. And it takes them some time to process. say 6-10 working days. QUOTE(gsc @ Jul 10 2013, 11:10 AM) A year ago I applied on line and get the approval within same day but getting the physical card took more than a week. Sad la, coz I'm going to travel alot next week and will be pumping alot petrol up to around RM300...  Pray pray I get this week |
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Jul 10 2013, 10:07 PM
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#5
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Junior Member
143 posts Joined: Apr 2010 From: Johor Bahru
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QUOTE(GymBoi @ Jul 10 2013, 07:35 PM) Seriously depends .. I applied Friday after lunch and got my card from the bank the next Wednesday ... OCBC Uptown I jz called the CS, seems like my application is not in their system yet...I asked the CSO to put my application as urgent request, hope it helps.  If not, then my next week RM300 travel petrol no rebate |
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Jul 12 2013, 04:13 PM
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#6
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Junior Member
143 posts Joined: Apr 2010 From: Johor Bahru
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QUOTE(gsc @ Jul 12 2013, 02:31 PM) Usually Rebates from priority cards are low, less than 1% or even 0.03%...ocbc provides 1% rebate for other purchases. Yup, that is true.Another plus point is we all need to pay phone bill, internet bill, utilities bills etc and ocbc provides 5% rebate. However for those spent a lot on these bills then need to have other credit cards to maximize the rebate.. The petrol and the bill payments with 5% rebates are my main consideration. Somemore they give 5% rebate for ALL petrols, as long as u swipe their card. For petrol I will already swipe more than 20 times per MONTH, so this card is consider FREE for me   QUOTE(Ricky300 @ Jul 12 2013, 03:05 PM) Hey guys, I applied at OCBC branch, the Sales Manager required me to provide my Employment Contract (coz I'm working in Singapore), 3 months payslip with bank statement to proof it, utility bill with MY NAME on it to prove that I am staying there.Just a quick check. I received a call from OCBC telemarketing asking for 3 months payslip and EPF statement. Is that really necessary? More so, their website only statement 1 month payslip or epf statement instead of 3 months payslips and epf statment. What if I apply at the Curve booth? Need to provide everything? So compare with mine, yours is still consider OK la.  By the way, I just received call from OCBC to confirm my application. Now my hope to get the card by this week seems...... impossible |
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Jul 14 2013, 06:26 AM
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#7
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Junior Member
143 posts Joined: Apr 2010 From: Johor Bahru
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QUOTE(MNet @ Jul 13 2013, 09:23 PM) u need spend 10k annual to get the point to waive the GST. That GST is can then hopefully can waived by 10k spending la...Atleast the card annual fee is consider as waived for me. |
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Jul 15 2013, 04:06 AM
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#8
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Junior Member
143 posts Joined: Apr 2010 From: Johor Bahru
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Anyone ever use this card for Life Insurance auto giro for monthly payment?
I heard from my friend saying that Great Eastern offering discount if paying using OCBC. Will this card giving rebate also? |
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Jul 18 2013, 08:23 PM
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#9
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Junior Member
143 posts Joined: Apr 2010 From: Johor Bahru
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Mine got rejected after I call the CS to check !
Wondering why they rejected me eh? Annual income 70k+ not enough meh? |
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Jul 19 2013, 02:44 AM
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#10
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Junior Member
143 posts Joined: Apr 2010 From: Johor Bahru
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QUOTE(freewisefly @ Jul 19 2013, 02:22 AM) maybe your record to clean.. Well, true also... My house and car loan also just started two months ago... So now what can I do? CS told me to appeal after 6 months??? Can I re-apply again or appeal directly? |
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Jul 19 2013, 10:19 AM
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#11
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Junior Member
143 posts Joined: Apr 2010 From: Johor Bahru
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QUOTE(mjchua @ Jul 19 2013, 10:10 AM) I think more important is the payment record. Well, currently having house loan and car loan.if too clean, no record can trace. I also heard somebody apply housing loan, but dont have any record to trace (no credit card also), at the end the loan also rejected. if you have a few loan, i believe that's no problem, bank can trace your repayment records. Making payment every month, so my record should be OK. Wondering why they wanna reject me |
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Jul 19 2013, 10:27 AM
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#12
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Junior Member
143 posts Joined: Apr 2010 From: Johor Bahru
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QUOTE(mjchua @ Jul 19 2013, 10:22 AM) then is the bank problem d...  QUOTE(Human Nature @ Jul 19 2013, 10:23 AM) Too clean here means there is no history of credit. It does not mean late payment, any penalty, etc. Some banks would like to check on the person's ability (or trend) in making payments on time, no default cases. I really hope its the bank problem.OCBC is pretty strict. Try to send an appeal letter, refer to page 1. My profile is quite ok actually... 70k annual income, 2 loans paying smoothly also (maybe the loan just started 2 months ago?) Just called the Sales Manager that handle my application. Let's see what he can do for me right now. The appeal letter is by email or normal mail? I will send one if the sales manager can't do anything for me. |
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Jul 26 2013, 12:19 AM
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#13
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Junior Member
143 posts Joined: Apr 2010 From: Johor Bahru
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My sales manager come back to me and said my scoring board failed due to unknown reason...
No matter what, i'm going to appeal... Really hope I can get approved this time...  |
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Jul 28 2013, 11:48 AM
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#14
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Junior Member
143 posts Joined: Apr 2010 From: Johor Bahru
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QUOTE(500Kmission @ Jul 28 2013, 11:35 AM) what do you mean by scoring board failed? To be honest, I got NO IDEA which part failed.  I fulfilled their annual income by twice, and my loan is paying nicely too. Anyway, I already submitted appeal letter via email. Let's hope I got it this time |
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Jul 28 2013, 10:54 PM
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#15
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Junior Member
143 posts Joined: Apr 2010 From: Johor Bahru
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QUOTE(500Kmission @ Jul 28 2013, 09:24 PM) how did you submit the appeal letter & what did you write in the appeal letter? Submit via email, the appeal template i took from the first page of this thread.Then add in my details and some extra points only haha  |
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Jul 29 2013, 12:05 AM
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#16
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Junior Member
143 posts Joined: Apr 2010 From: Johor Bahru
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QUOTE(500Kmission @ Jul 28 2013, 10:59 PM) I should that before i apply 3rd time application, but this time my income is different and i have cancel all the credit card except citibank credit card. hope can get successful this time. Actually the sales manager asked me whether i wanna re-apply again after 2 months.I told him I will try appeal first. I heard that having another credit card is good for record purposes leh... |
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Jul 29 2013, 11:24 PM
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#17
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Junior Member
143 posts Joined: Apr 2010 From: Johor Bahru
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QUOTE(eddy_mun @ Jul 29 2013, 05:44 PM) any freebies offer by the sales manager to u for sign up with him??? No wor, i never think of it at all.Coz i went to the branch is to sign up this card nia..haha |
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Aug 6 2013, 08:34 PM
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#18
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Junior Member
143 posts Joined: Apr 2010 From: Johor Bahru
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QUOTE(Keeper Of The Beat @ Aug 5 2013, 03:43 PM) Lots of thanks to the sifu who shared the appeal letter! U very lucky!Applied for OCBC's Titanium Mastercard on July 12, received a letter dated July 23 stating that my application has been unsuccessful, sent an appeal email on July 29 and finally received an sms from OCBC stating that my application was approved on August 1. Received my card the very next day ^^ Mine was rejected last month, then I sent appeal email on 26 July, until now no answer |
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