Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??
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 Aug 15 2013, 08:12 PM
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#1
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Senior Member
528 posts Joined: Aug 2007  
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Hi sifus, what is the fastest way to get this card? I already applied online but no news yet.. Wish to get this card within 2 weeks time before I fly..
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Aug 29 2013, 03:31 PM
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#2
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Senior Member
528 posts Joined: Aug 2007
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Just got my titanium card.. Surprisingly they just issue me 8k credit limit.. My annual salary more than 60k.. Just 13%! Lol
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Aug 29 2013, 05:37 PM
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#3
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Senior Member
528 posts Joined: Aug 2007
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QUOTE(cfa28 @ Aug 29 2013, 04:20 PM) Credit Card Credit Limit is based on a multiple of your Monthly Salary and not Annual Income. But a credit limit of just RM8K for a monthly salary of RM5K seems a bit low. Did you submit your latest payslips, etc. exactly.. it is kind of low.. even my maybank2card issue me 15k CL.. LOLIndustry standard should at least 3x your monthly income. U can ask for a higher limit say after 6x of showing that u pay on time.  |
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Aug 30 2013, 09:07 AM
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#4
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Senior Member
528 posts Joined: Aug 2007
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QUOTE(HeHeHunter @ Aug 30 2013, 08:51 AM) Yeap. I received about this percentage... Hmm... guess OCBC revised their Credit Limit.. some of my friend still able to get >10k CL.. Anyway, actually no big deal! I will stop using after max the cash rebate! haha! |
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Aug 30 2013, 09:10 AM
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#5
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Senior Member
528 posts Joined: Aug 2007
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QUOTE(fruitie @ Aug 30 2013, 12:25 AM)  I wonder what other useful cards SCB has? OK, besides giving free cash back. Er, everyone gets that verification call. Mine was rejected after the call, but approved after appealed. I think you won't be that bad luck la. Ya, that was my first rejection as well.  |
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