Yo,

I am officially an Titanium user.
Processing faster as expected. Apply on Sat in Leisure Mall, that sales guy told me he will submit on Monday, Monday they called me on verification (Although called me few times, but I told them you called me for verification.. ==), Wednesday received parcel from Poslaju.
Just activated the card, and talked to the service desk, explain a lot information to me (found it quite good), and I asked him if I not able to swipes more than 10k annually, whether able to waive the RM50 GST.
He said can't promise on this, but if your annual spending more than 5k, shouldnt be a problem.
Oh ya, the card is much more beautiful as shown in the webpage, blink blink. Haha