It's not fair by determine ocbc sales team at mall cannot be trusted because of commission, branch sales team will also receive commission. Again, it's depend how sincere of the sales staff you met when you applying the card. No offence

That's the difference between your document was submitted face-to-face, with a chop of "original sighted" and submit via fax or email, with a chop of "not original sighted" on your document. This could made a big difference on your application get approve or reject.

nope, online transaction is not consider as 1 swipe

I'm from ocbc, customer have ask this question before. The result are only "Swipe" is consider swipe.

This will fall under 1% rebate only. 5% only subject to grocery, dining, petrol & bills transaction.

1) yes, include mcc 5451 & 5422 also

2) yes

3) all grocery & restaurant under the particular mcc code

It's 5% for bills rebate, as such, maxis, digi, celcom, umobile, tnb, astro, unifi, streamyx (both unifi & streamyx are under telekom), indah water, syabas are also consider under code of mcc 4814, 4815, 4816, 4821, 4899 and 4900. It's advisable to pay via ocbc online banking system, as this will ensure u get the correct mcc during the transaction. if anything goes wrong later on, more easy to negotiate with the bank. just personal opinion on this clarification, hope it's solve your queries.

This post has been edited by Eddy924: Jun 28 2013, 11:05 PM

Great to heard that!

You are most welcome!

Nope, online application is go through our Telemarketer at Cap Square Card Sales dept. I'm from Card Sales-Direct Sales, if the document go through direct sales staff, then it's consider as direct sales. Difference is just original sighted or not original sighted documents only. Hope this clarify your doubt.

Basically, the processing period should be the same. I would say it's depend on how fast and reliable does the banker you apply with on processing your application.

This post has been edited by Eddy924: Jul 2 2013, 06:18 PM

The RM50 rebate for GST is applicable to both telemarketing & direct sales. It's my pleasure to assist you

Unfortunately nope, I'm not from telemarketing team.

Unfortunately no, it's based on the date u make the online bills transaction.

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