Applying for 2nd time, full document this time, hope will getting this card to accompany my mbb 2 cards

maybe bank like this kind of customer ? always late payment = paying interest/late penalty but will always settle the bills, so not bad debt, so conclusion is best credit card customer to the bank

i really hate OCBC, apply twice (first time 1 year ago) and both fail !

My documents was not complete last year, so i though this year will be approve, but get the news today i was rejected again.

How they evaluate actually? Im self employed, low risk business, annual income way higher than their minimum requirement, currently have a MBB2card for 1 year already, never delayed payment and my maybank current account balance is quite high. I really don't understand why they rejecting me, i call and ask their CS they said cant check the reason.

This post has been edited by Ah hao: Mar 20 2013, 12:01 PM