Credit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??
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 Sep 20 2013, 07:26 PM
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#1
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Senior Member
1,031 posts Joined: May 2006 From: What?  
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Is it better to sign up CC via booth or online? booth got free gift? planning to get this card, but i rarely use CC, dunno can waive GST anot.
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Sep 26 2013, 12:47 AM
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#2
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Senior Member
1,031 posts Joined: May 2006 From: What?
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Hi guys,
There is a Term found of the Product Disclosure Sheet which I don't understand, Finance Charges 13.5% p.a. for cardmembers with prompt payments for 12 consecutive months. 16% p.a so on and so on. What does this mean? I don't get it at all.  |
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Sep 26 2013, 02:23 AM
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#3
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Senior Member
1,031 posts Joined: May 2006 From: What?
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so if i were to settle all outstanding promptly this T&C doesn't mean anything am i right? thought would be charged 13.5% even early payments lol.
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Sep 26 2013, 02:41 AM
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#4
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Senior Member
1,031 posts Joined: May 2006 From: What?
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QUOTE(spikey2506 @ Sep 26 2013, 01:36 AM) Your interest rate on your balance (assuming you have unpaid balance) will be 13.5% if you have no late payments for 12 consecutive months.  QUOTE(fruitie @ Sep 26 2013, 02:27 AM) Yes, so long you pay on time and full amount, interest is something you should least worry about. thanks alot.  can apply now  |
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