if already over one week, call up and ask

yes, the cs

^ thanks, if i can recall, this is one of the few fraud cases reported here for OCBC ti

self check/calculate, and compare the notes with others here

You can call up CS to confirm the codes too.

you can just email or fax the form to them

Look up HLB Wise card and UOB one card if they fit your need.

https://forum.lowyat.net/topic/1803385

your monthly statement is not generated yet

Is this a confirmed answer based on your experience?

I see, so OCBC is having different a policy from several other banks.

KFC in my state always give lame excuse, terminal down. Always.

Wow nice. I should try that sometimes during peak hours

Since the terminal was down, I showed my CIMB and requested for 5% discount when I paid using cash but not successful

My experience is the total opposite. In fact, it is the easiest and fastest application from start to final delivery. 3 weeks, something is wrong already. Just give a call to CS and ask the status and why it is taking so long.

What are the special stuffs that your card have?

This post has been edited by Human Nature: Jul 12 2013, 11:50 AM

I think there is some misconception here. There are people like me who get their card approved easily too. It is just the bank taking a stricter approach, no harm in that. 12x swipe is considered very acceptable, given the feature of this card. You are probably not the target group of this card

Which card is this that you are holding? Usually cards with Priority Pass comes with Annual fee or swipe condition.

Yes, inclusive

Mine is exactly 3x my given salary.

RM5000 is the magic CL for this card as spending under the 1% catogery will give you the max RM50 rebate already.

This is a pure cash back card.

Lower limit: RM1000
If you ONLY spend under the 5% catogeries (dining, utility, grocery and petrol), you would max out the RM50 monthly rebate by just spending RM1000. Any other usage will not give you any benefit.

Upper limit: RM5000
If you ONLY spend under the 1% catogery (NOT dining, utility, grocery and petrol), you would max out the RM50 monthly rebate by just spending RM5000. Any other usage will not give you any benefit.

You may utilize or spend more but no points will be given. My point is, high CL is not very important with this card

p/s this does not include the RM10,000 annual usage bonus or other promo. or you need the CL but no other CC.

This post has been edited by Human Nature: Jul 16 2013, 01:13 PM

Weekend:
use Amex whenever you can 5% + 5x > Else use OCBC for the 4 categories 5% > Use OCBC for other catogeries 1%

Weekday
use OCBC for the 4 catogeries 5% > Else use AMEX when it is accepted 5x > Use OCBC for other catogeries 1%

Keep track whether the max rebate is reached or not.

Tips: Buy shopping/dining vouchers during weekends (can be used during weekdays)