QUOTE(MR.Shiney @ Nov 8 2013, 02:05 PM)
Hi guys!
Good news. He said I win and agreed to do a full refund for the refurbished 3DSxl unit

I don't know how he can still dare to operate & survive with these business ethics in Lowyat.net. Oh if I wanna transfer my saved games files... is it stored on the game cartridge or on the SD card itself?

I wanna backup my Animal Crossing village

You also kena with your 3DS?
As far as I know. every 3DS game save file are saved into the game card it self, unless you have a digital version (download from eshop or comes with the machine). Digital version save to the sd card, but you need to do/run save-data backup to port/copy the save game file for every game to the sd card.
In Animal Crossing New Leaf digital version, the game does not support the save-data backup tools, so if you have digital version, the save game are tie to your 3DS machine, not only the save game, the game it self also tie to the machine. You need to do a full 3DS system transfer in order to bring the Animal Crossing game with its save files to a new 3DS. Yeah I know, this is sucks, PSVita much better in this regard, and Nintendo never learn.