Dear sifu sifu, I am planning to make my 1st property investment here...Now 450 SF already up to price RM 247k which I felt abit expensive after divided it around rm 525 per sf.....is it adviseable to invest since the 3% down payment is rebateable after loan approved.

It take 2 years completion, and after SAP I plan to take out my EFP money to invest other portfolio after GE13 which I foresee some opportunity, + my company do offer employee house loan subsidies, which allow me to make some extra $$ if I rent it out. Do you think this is good strategy? what I concern is can this studio unit rent out RM 1000k and above? is the demand really that high in Cyber Jaya?

After rebate is about 222K, Which I just book today, IF don't go in later all unit gone....fast like hot cake. For investment purpose should be good right?

SA told me from number from 1-6 unit is blocked by shaftsbury , 7 on wards no longer blocked but still facing north view, what they have beside shaftbury ma what view we got .....

Yeap, I am talking about unit 7 on wards not level 7, mine is level 10 and above , so she explained after unit 7 will have better view as what they estimating.

How come the SA ask me not to go with any other OCBC agent than her one? And she mention they do not have the master list from the developer which is not advisable although resi loan can up to 40 years with 90% where by SA punya ocbc kawan offer 30 years with 90% only .....(Any sifu can asnwer).

My opinion they got commission sharing caused they do not wish us to engage other than their friends.... AM I RIGHT? or can I go for 40 years 90% punya offer?

I am currently 26 going to 27 by September. But when I talk to the SA she very firm that only can go up to 30 years loan only...of course I wish to extend it till 40 yers.

If you ask me to go for Hong leong I rather forgone my unit!!

1). What they may offer u is *XXX* EPIC idiotic. 85% - BLR 2.2 and up 30 years only.
2). Bank historical service is lame and below standard of expectation.
3). Although they wrote up an report to comment KIMLUN group flying high and fully confident with HYVE project but their action is do not mean with their comment.
4). I hate their saving plan scheme agent which created alot of many dishonest disaster.
5). You can anytime pick other bank which providing better offter than them.


Above comment is base on my own experience only , it does not contain of any offencing meaning which absolutely my personal opinion.

Thanks & Regard

Overall Cyversquare VS Hyve Which is better in term of :

Location:
Pricing:
Demand:
Conveniency:
Potiential:
Competitive advantages:

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Beside that their Car park only have 1 entrance if you compare with Hyve there are 3 hideout , additionally 6 acres with 1400 units is not adviseable, if compare with Hyve 5 acres about 700++ units.

Hello I have justsigned my loan agreement finally since I signed my S & P last 3 months ago. Anyone here got recent update?
As I heard from the SA , Tower B pilling is kicked off already after Tower A pilling is done and they expect tower B pilling will be done by upcoming September caused collection of my down payment can be done by september.....

What package u mean? I bought it last March was rebate 7+3 % loand 90% 38 years from OCBC.

Mine is Tower A residential not commercial

It was finished few months back , And Tower A pilling is already done .
Tower B also close to 90% Sold now is a war who fail for their loan to release + VIP reserve will open for sale.

Any one here already in the process to claim back the 5K initial booking fee for this project already ??