Sorry don't mean to revive old thread now that we're in 2015 already, but I've been using tng@mykad for over 3 years already and the best part is, I don't have to even take mykad out of the wallet. Just make sure that compartment where u place ur mykad don't sandwich with any other card with chips (atm, cc,debit etc) but cash can. then u won't have to take it out just touch your wallet facing where u place the mykad of course to tng card reader. I used this at tol and rapidly lrt as well. I'm using plain leather wallet. Cheers.