Hong Leong Bank Wise CC 10% Cash Back, up to RM100

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Credit Cards Hong Leong Bank Wise CC 10% Cash Back, up to RM100

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wild_card_my	Jan 18 2013, 11:55 PM Return to original view \| Post #1
Look at all my stars!! Senior Member 6,562 posts Joined: Jan 2003 From: Kuala Lumpur	Disclaimer --- I am in the market for a credit card, and whatever I have posted is me posting as a consumer. My job is in sales of mortgage, not CC » Click to show Spoiler - click again to hide... « i called the bank earlier today. The CSR said that: 1. The annual fee is RM150 for gold, and RM300 for platinum 2. Supplementaries got their own 3. Cannot be waived at all. That's what the CRM told me lah So many syarat2. To get ANY rebate at all you need: 1. Each month need 10 transactions minimum RM50 (this can be transactions outside the 2 categories) 2. Only transactions that are in the 2 categories AND more than RM50 are given rebates This post has been edited by wild_card_my: Jan 19 2013, 12:17 AM
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wild_card_my	Jan 19 2013, 10:08 AM Return to original view \| Post #2
Look at all my stars!! Senior Member 6,562 posts Joined: Jan 2003 From: Kuala Lumpur	QUOTE(gauthjasmon_1 @ Jan 19 2013, 08:43 AM) First year free, so use 1 year and cut before the next GST & Annual Fee is due...haha But assuming we max out the card, means we get RM100 x 12 = RM1200/year. Deducting RM150 (for gold), we still get RM1050/year, which is still very good I know, those are simple calculations to do. But I feel like it's quite a hassle for me to keep track of all those things... You have to do at least 10x RM50 transaction, if you miss one, you dont get any rebate for that month. So yeah.
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wild_card_my	Jan 23 2013, 05:03 PM Return to original view \| Post #3
Look at all my stars!! Senior Member 6,562 posts Joined: Jan 2003 From: Kuala Lumpur	QUOTE(ronnie @ Jan 23 2013, 03:41 PM) Totally agree with you.... +1 -- posting as CC user, not as OCBC mortgage seller -- Well different people have different needs. This card is designed so that you would only use this card for your CC needs. Anyway, for the 10x transactions for RM50 a month.. if you spend RM120 in a single transaction, is it considered 1x RM50-and-above transaction or 2xRM50 transaction?
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wild_card_my	Jan 23 2013, 08:00 PM Return to original view \| Post #4
Look at all my stars!! Senior Member 6,562 posts Joined: Jan 2003 From: Kuala Lumpur	QUOTE(ronnie @ Jan 23 2013, 06:05 PM) RM120 is a single transaction = 1 transaction above RM50 Why does everyone trying to find a loophole in the system.... really think out-of-the-box Thinking of loopholes are people's nature. That's why we are here in this thread or in this subforum isnt it? So share us la what are these thoughts out of the box that you have?
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